Blog

The mobile money opportunity in India

A new payments ecosystem emerging in India could see millions of people switch to cashless transactions.   In India, only 45% of bank account holders report using their account for a transaction in the past 90 days. Until recently, nearly all financial...

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Four Drivers of Change for Financial Inclusion in 2017

This open letter from Greta Bull at CGAP details 4 key drivers of change in financial inclusion for 2017: technology distribution, government regulation, open ecosystems, and data. Youtap is proud to contribute to the technology distribution aspect of financial...

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Anyone, anywhere can be a merchant

Why the lack of a POS terminal is no longer a barrier to entry for merchants The growth of mobile money has extended financial inclusion to millions of people in emerging markets. It’s given them the ability to store and use money on their mobile phones. Still,...

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Three reasons mobile money is set for a new wave of growth

Mobile money is taking the world by storm. This Youtap Solution Paper outlines several innovations in the industry and why mobile money is set to grow exponentially in emerging markets. Mobile money has been so successful in emerging economies that in 19...

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Mobile Money on the rise in Africa as millions get phones

Millions of African depend on mobile money for daily activities like paying utility bills to special circumstances like helping a friend in distress. But the multibillion-dollar mobile money industry is increasingly going global, making it possible for mobile...

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Digital Finance and Emerging Economies

In a commentary for Fortune, James Manyika of McKinsey and Rodger Voorhies of the Bill & Melinda Gates Foundation advocate for greater investment in digital finance – the technology that enables a mobile phone to become a “wallet” – as a way to promote financial...

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Legitimising Mobile Money: Interoperability

Cash is ubiquitous, acceptance is universal, and it’s still preferred by both customer and merchant in emerging markets – there is no doubt the tide will eventually turn in favour of digital alternatives, the only question is time. It’s not a matter of quick fixes and...

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