White-label software platforms and apps for digital banking, e-money payments, point-of-sale, and value added services. Deployed to banks, retail and FMCG groups, mobile operators, and payment and digital service providers.
Where we specialise
Our pedigree is highly scalable transaction processing of the real-time pre- and post-paid mobile network world. Our platforms naturally support extremely high throughput where traditional core banking can’t.
We see the greatest opportunity in meeting the aspirations of growing markets. For more than a decade we have built platforms and apps with these markets in mind.
Our data-rich merchant services enable intelligent machine-learning tools that provide personal insights and incentives supporting your customer’s daily lives.
Better experiences lead to long term loyal and profitable customers. Our platforms, apps, and roadmap are built to anticipate the next expectation.
INSIGHTS
The post Knowledge of eMoney & Digitalization in a Bank appeared first on Youtap Group.
We are seeing more media articles in South East Asia focusing on the impact of Covid-19 on the exchange of physical money. Contactless payments via NFC and QR codes have grown exponentially, and this has influenced the merchant and consumers not to accept “dirty cash” that may pass on germs. Governments in South East Asia [...]
The post eMoney vs. Dirty Cash appeared first on Youtap Group.
For anyone considering launching eWallet services, there is a need to understand mobile money regulations’ nuances for mobile operators vs. eMoney regulations’. An interesting article recently published in techinasia.com highlighted the differences in Mobile Money regulations for Mobile Network Operators and eMoney for Banks and payment service providers. Of particular interest was : 40 eWallet [...]
The post MNO Wallets v eMoney Wallets appeared first on Youtap Group.
When banks think of the term Digital Wallet, they automatically refer to ApplePay or GooglePay, or a method of digitally storing a credit card on a mobile phone to make payments. When a bank thinks of mobile banking, they think of a branded downloadable application that mirrors the internet banking experience. When a Digital bank [...]
The post Digital Wallets vs Mobile Banking, are they the gateway to your Digital Bank appeared first on Youtap Group.
According to a recent survey by Deloitte* 38% of customers see user experience as the most critical factor when selecting a digital bank. Up to 71% of those surveyed said that digital onboarding was preferred for opening an account. The current onboarding process including KYC or AML is cumbersome, requiring the presentation of physical documentation [...]
The post Self-onboarding the gateway to Digital Banking appeared first on Youtap Group.
You have a core banking solution and multiple point solutions connected to your core. Still, you struggle to capture the growing demand of consumer and business customers for self-service applications. You have streamlined your bank, closed branches, and implemented new versions of mobile banking, but still, your customers ring the contact center and complain that [...]
The post Capture the digital native, enable self-service digital banking appeared first on Youtap Group.
Traditional core banking solutions just don’t cut it. Many core banking vendors partner with multiple suppliers to enhance their legacy non-real-time processing systems. EMoney wallets, however (not card wallets), are at the other end of the scale and provide banks, consumers, and business customers with a truly digital experience. Banks of the future cannot be [...]
The post EMoney Wallets & Core Banking – Clearing the Confusion appeared first on Youtap Group.
In earlier blogs we covered measuring success in Digital Banking. We listed the various KPI’s to illustrate the key indicators of traction. We will revisit this frequently to emphasize the need to understand the importance and impact of eMoney Wallets on traditional financial services. The key questions are: How well is my internet banking service [...]
The post KPI’s for eMoney Wallets appeared first on Youtap Group.
In our daily engagement with banks, we are experiencing the various banks’ confusion and concern over the lack of growth of their generic online banking, internet banking, and mobile banking. They have anxiety and fear, and some commentators have said banks are like “a deer in the headlights.” The expression denotes ‘so stunned or surprised [...]
The post eMoney Wallets and the Challenge for Retail Banks appeared first on Youtap Group.
As demand for Consumer Payment Apps and the use of eMoney grows, merchants need to become digital. A typical merchant faces the prospect of downloading multiple consumer payment apps to accept consumer eWallet & eMoney payments. A typical merchant should be able to download from the Play Store or App Store a specific Merchant App [...]
The post Merchant eMoney wallet drivers appeared first on Youtap Group.
When a challenger bank sets out to build a new bank, does it start with a traditional Core Banking System, or does it start with a Digital Wallet?
Digital Banking and Open Banking are transforming traditional banking. Challenger banks are launching globally with nothing more than a Digital Wallet and a marketing campaign. Where does this leave the traditional banks.
