White-label software platforms and apps for digital banking, e-money payments, point-of-sale, and value added services. Deployed to banks, retail and FMCG groups, mobile operators, and payment and digital service providers.
Where we specialise
Our pedigree is highly scalable transaction processing of the real-time pre- and post-paid mobile network world. Our platforms naturally support extremely high throughput where traditional core banking can’t.
We see the greatest opportunity in meeting the aspirations of growing markets. For more than a decade we have built platforms and apps with these markets in mind.
Our data-rich merchant services enable intelligent machine-learning tools that provide personal insights and incentives supporting your customer’s daily lives.
Better experiences lead to long term loyal and profitable customers. Our platforms, apps, and roadmap are built to anticipate the next expectation.
INSIGHTS
New ways of servicing customers Agency Banking: The banking industry went through a significant change and transformation in 2020. COVID-19 has forced banks to look at alternative ways to service their customers resulting in the closure of bank branches globally. Banks have and continue to adopt Digital Agency Banking, providing them with a platform to [...]
The post Youtap Insights of 2020 appeared first on Youtap Group.
According to the GSMA, world digital payment transaction values are expected to hit 4.4 trillion USD in 2020, with another 17% continuous growth (CAGR) forecasted through 2024. With explosive annual growth and traction, it is no wonder that more and more organizations like MNOs, Banks, and other financial services providers are looking to Apps, QR [...]
The post 2021 – the year of QR Codes and Merchant Payment appeared first on Youtap Group.
Online banking or Banking 1.0 is a service provided by your bank that allows the bank’s customers to carry out basic banking transactions over the internet—users log in through the banks’ website. Simply put, mobile banking is online banking carried out on a mobile device. Most banks are still in the world of Banking 1.0 [...]
The post Banking 1.0 vs. Digital Banking 4.0 appeared first on Youtap Group.
You have done the hard yards. You have created a digital banking strategy and selected a digital banking partner. But now, you need to measure the success of your initiative. One of the key benefits of digital banking is the increased influx of data on customers and their behavior. Many leading organizations worldwide now live [...]
The post Are you shooting in the dark? – Measuring Success in Digital Banking appeared first on Youtap Group.
If 2020 has taught us anything, businesses need to be lighter and faster and think and act on their feet. Their employees and customers have gone digital and expect that Apps will provide them with the ability to launch new services to keep them connected. Building great applications starts with the use case, the user [...]
The post White-label Digital Banking and Finance Applications – its the smart move appeared first on Youtap Group.
3 billion users will have access to banking services via smartphones, tablets, PCs, and other smart devices, according to a study by Deloitte. Digital disruption has arrived in the financial services sector. The traditional relationship between consumers and their local bank is disrupted by applications downloaded from the App stores. Digital Banking applications are now [...]
The post Banking Apps disrupting traditional banking relationships appeared first on Youtap Group.
So, you’re in the market for a new POS terminal, or your existing vendor has approached you to renew your contract. Your shop counter is a mess, cluttered with your existing payment terminal, your scanner, your retail system, your store management software, your payment software. Finally, your scanning software all serviced through a growing list [...]
The post Android POS terminals are merchant game-changers! appeared first on Youtap Group.
Banks globally are closing thousands of branches each year. COVID or no COVID, the pandemic has been a catalyst for many banks to rethink their branch networks due to less foot traffic and the rising costs of maintaining a branch network. Digital Agency Banking is a way to reach new and existing customers through branchless [...]
The post Banks Closing Branches Globally – Digital Agency Banking is the pathway forward appeared first on Youtap Group.
For years mobile wallet providers have gone to market with a limited feature set and focused on onboarding new accounts and not transactions and merchant payments. Mobile wallet providers and MNOs have built strong momentum across the globe with over 1 billion registered mobile money users. The initial use case of payments and a digital [...]
The post Embracing Digital Wallets 2.0 appeared first on Youtap Group.
Is there sufficient focus on merchant payments across developing and developed markets to make cashless economies a reality? With over 1bn registered mobile money users in 95 countries, mobile money operators and MNO’s, have a substantial addressable market. Why is it then that cash is still king in these countries, and people with these wallets [...]
The post MNO’s and eMoney wallet providers need to acquire and manage merchants appeared first on Youtap Group.
When a challenger bank sets out to build a new bank, does it start with a traditional Core Banking System, or does it start with a Digital Wallet?
Digital Banking and Open Banking are transforming traditional banking. Challenger banks are launching globally with nothing more than a Digital Wallet and a marketing campaign. Where does this leave the traditional banks.
