Digital Banking
Modular digital-banking and open API’s places you a step ahead.
Enhance your bank’s core systems, boost efficiency and digital engagement while creating new opportunities through open banking API’s.


Adapt to changing markets
Leverage Open Banking APIs for fast and flexible digital product creation allowing you to quickly meet the wants of existing and prospective customers alike.

Cost-effective innovation
Youtap solutions integrate with your existing environment for fast, low-risk innovation without the need to update core systems.

Increase revenue from new channels
Forge strategic partnerships and leverage your data for diversified revenue.

Platform features for retail banking success.
A complete suite of banking features delivered through a cutting-edge user experience to attract, engage and retain customers.

Truly omnichannel
With a single platform unify the customer experience across web, mobile (both iOS and Android) and agency banking touchpoints. Roll out new products across all channels in minutes, not weeks or months.

Onboard faster
Easily onboard customers digitally from where they choose with eKYC, including third-party verification of details, OTP, video selfie and manual intervention if needed, all while adhering to AML and KYC regulation.

Multiple accounts
Give end-users the flexibility of having an everyday, family, business and joint account to better segment and track their finances.

Personalised savings
Boost user’s engagement by offering multiple savings areas with complete customization of goal, duration and the set-up of custom rules for automated savings.

Recurring payments
Simple recurring expenses can be set up, managed and deleted so no payment deadlines are missed.

Multi currency
Travelling and sending money cross-border no longer has to be a hassle. Customers can easily hold funds in multiple currencies, make and receive payments in local currencies and eliminate the uncertainty around fluctuating forex rates.

Personal loan applications from device
Set up your loan products and deploy in minutes allowing users to apply and be approved directly from their account.

Set up your loan products and deploy in minutes allowing users to apply and be approved directly from their account.
Our personal financial management tool brings a rich view to the workings of your customer’s financial health, granting them better perspectives on their spending and income.

Bank benefits
Quick-to-market, scalable implementation
Fast positive ROI
Unlimited integration possibilities
Better customer experiences and higher customer retention
Increased user engagement on digital channels
In-depth understanding of customers
Reduced overheads
Quickly and cheaply deploy new products
Flexibility and customisation of software

Customer benefits
Easy digital onboarding
A holistic view and a better understanding of their business finances.
Help with saving and their
Smart notifications to help users get the most out of their money
Access to multiple ways to pay and receive funds
Easy access to personal loans, extra accounts and more
A more personal banking experience
Our banking products