Digital Banking

SME banking .

Capture the SME market and help build your customer’s businesses with a full suite of merchant growth tools.

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Deliver value to all business sizes.

Youtap classifies growing market merchants into five tiers. We have created value-add features for each tier allowing you to fully service the entire spectrum of business banking needs.

5

Tier Five

Informal impermanent independent merchants.
E.g. Street hawkers & wet markets

4

Tier Four

Informal permanent independent merchants
E.g. Small street stores

3

Tier Three

Formal independent merchants
E.g. Local mall stores

2

Tier Two

Formal contemporary independent merchants
E.g. Contemporary stores with 1 or several outlets

1

Tier One

National/Regional brands and retail chains
E.g. National brands and mall stores

SME Digital Banking

Platform features for business
growth.

Make the lives of your SME customers easier while attracting new business, boosting engagement and fostering loyalty.

Truly omnichannel

With a single platform unify the customer experience across web, mobile (both iOS and Android) and agency banking touchpoints. Roll out new products across all channels regularly and with low risk.

SME Digital Banking truly omnichannel
SME Digital Banking truly omnichannel

Truly omnichannel

With a single platform unify the customer experience across web, mobile (both iOS and Android) and agency banking touchpoints. Roll out new products across all channels in minutes, not weeks or months.

SME Digital Banking Onboard faster

Onboard faster

Easily onboard SME customers digitally from where they choose with eKYC, including verification of business details, OTP, video selfie and manual intervention if needed, all while adhering to AML and KYC regulation.

Separated business account

Separating business spending from personal accounts instantly allows your SME clients to streamline reporting, and better understand their business health.

SME Digital Banking Separated business account
SME Digital Banking Separated business account

Separated business account

Separating business spending from personal accounts instantly allows your SME clients to streamline reporting, and better understand their business health.

SME Digital Banking Invoicing & recurring payments

Invoicing & recurring payments

Merchants can issue, receive and pay invoices directly from their account. Simple recurring expenses can be set up so no payment deadlines are missed.

Accept all payments

However their customers are wanting to pay; e-money, QR codes, bank transfers, credit and debit cards and P2P transfers are fully supported.

SME Digital Banking Accept all payments
SME Digital Banking Accept all payments

Accept all payments

However their customers are wanting to pay. E-money, QR codes, bank transfers, credit and debit cards and P2P transfers are fully supported.

SME Digital Banking Multi currency

Multi currency

Cross-border business no longer has to be a hassle. SME customers can easily hold funds in multiple currencies and pay for, or invoice for goods in the local currency eliminating uncertainty around fluctuating forex rates.

Loan applications from device

Access to working capital is the main barrier to SME growth, set up your loan products and deploy in minutes allowing users to apply and be approved directly from their account.

SME Digital Banking Loan applications from device
SME Digital Banking Loan applications from device

Loan applications from device

Access to working capital is the main barrier to SME growth, set up your loan products and deploy in minutes allowing users to apply and be approved directly from their account.

SME Digital Banking BFM tools

BFM tools

Our business financial management tool brings a rich view to the financial workings of your client’s businesses granting them better perspectives on their spending and intake. Full filters allow them to better forecast by analysing past performance.

The Youtap Merchant App

A powerful attraction tool providing the digitalization merchants need while also boosting engagement, retention and loyalty.

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SME Digital Banking The Youtap POS app
SME Digital Banking The Youtap POS app

The Youtap POS app

A powerful attraction tool providing the digitisation merchants need while also boosting engagement, retention and loyalty.

Learn more

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Future proof your bank.

Get to market quickly and with agility. Accelerate your digital transformation
and enhance your customer’s digital banking experience.

contact us

Our banking products

SME banking

Capture the SME market and help build your customer's businesses with a full suite of merchant growth tools.

Agency banking

Reach millions of new customers in untapped markets through branchless banking.

Retail banking

Modular digital banking and open banking API’s place you a step ahead while allowing you to deliver better customer experiences.

Our banking products

SME banking

Capture the SME market and help build your customer's businesses with a full suite of merchant growth tools.

Learn more

Agency banking

Reach millions of new customers in untapped markets through branchless banking.

Learn more

Retail banking

Modular digital banking and open banking API’s place you a step ahead while allowing you to deliver better customer experiences.

Learn more