QR Code Payments 101 with Youtap

China has utilized QR codes to send and receive payments since early 2010. 100% of the Chinese population now use them. QR (Quick Response) codes are facilitating retail payments. They were initially established as a tool for tracking automobile machine parts. Digital wallets have accelerated the rise of QR codes [...]

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Jakarta Post: Youtap Indonesia users increase 5x

Youtap Indonesia reported that it had seen a five-times increase in users and a 4.5-times increase in transactions from June to September. “The rise in users and transactions is due to the change in the behaviour of consumers, who prefer deliveries and cashless payment during the pandemic,” Herman Suharto, CEO [...]

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What lessons have challenger banks learnt?

They have a business model that is digital to the core.  Put simply you cannot plaster a digital core over an incumbent bank.  A full digital core:  Enables them to innovate quickly  Offer a wide range of downloadable Apps  Onboard customers in a matter of minutes  Provide a wide range [...]

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