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September 28, 2020

What lessons have challenger banks learnt?

They have a business model that is digital to the core. 

Put simply you cannot plaster a digital core over an incumbent bank. 

A full digital core: 

  • Enables them to innovate quickly 
  • Offer a wide range of downloadable Apps 
  • Onboard customers in a matter of minutes 
  • Provide a wide range of tools that enable the customer to make the best financial decisions 
  • Partner with innovative technology companies to speed up their time to market 
  • Accumulate substantial amounts of data about their customers enabling them to target applications and service to grow their customer bases quickly 

In this 4 part series Youtap! are exploring what it takes to build a Digital Bank. 

Download the first part now: 

September 28, 2020

What lessons have challenger banks learnt?

They have a business model that is digital to the core. 

Put simply you cannot plaster a digital core over an incumbent bank. 

A full digital core: 

  • Enables them to innovate quickly 
  • Offer a wide range of downloadable Apps 
  • Onboard customers in a matter of minutes 
  • Provide a wide range of tools that enable the customer to make the best financial decisions 
  • Partner with innovative technology companies to speed up their time to market 
  • Accumulate substantial amounts of data about their customers enabling them to target applications and service to grow their customer bases quickly 

In this 4 part series Youtap! are exploring what it takes to build a Digital Bank. 

Download the first part now: