DIGITAL BANKING
White-Label Digital Wallet & Co-branded Debit Card
Youtap’s white-label solution for Banks, Payment Service Providers, Retail Conglomerates, and e-Money providers enables these providers to quickly launch a Digital Wallet or Virtual Bank account and co-branded debit card, supporting a wide variety of features.Youtap takes care of all of the program management, implementation, and integration.
Our White-label solution will help you build your brand and reduce churn. With our “out of the box” cloud delivered solution you can reach your customers in days and not months.
Multiple use cases
Banks and Financial Service Providers
For Traditional and Digital Banks and Financial Service Providers to quickly launch a digital wallet and consumer and SME applications, the solution natively integrates with all core banking and financial systems and extends these platforms’ lives. These banks and FSP’s can quickly launch into the market to remain competitive and relevant to their customers while attracting a new breed of digitally savvy customers.
E-Money, Ride Share, and existing Digital Wallet Providers
The White-Label Applications enable these providers to launch a full suite of digital banking applications quickly. The solution integrates with existing digital wallet infrastructure through well-documented API’s, enabling these providers to extend their existing wallet’s features without extensive development and costly investment.
Mobile Network Operators and Mobile Money Providers
The White-Label solution enables existing mobile money operators and MNO’s to launch a range of digital banking and microfinance solutions. These solutions extend the capability of existing mobile wallet solutions from cash in, cash out, bill payment, and air time top-up to comprehensive digital banking without retiring existing investments.
Retail Conglomerates
For retailers and large conglomerates with multiple stores, large customer bases and existing loyalty schemes. The solution enables these organizations to launch a fully digital wallet with a range of features, it allows them to digitize their existing loyalty scheme and give customers the option to utilize offerings such as cash-backs, digital vouchers, and rewards points converted to cash rewards to be used in their stores. The solution enables these organizations to turn their customer base into a digitally savvy customer base, with access to a comprehensive range of financial and banking services.
White-label Merchant Apps
White-label Merchant Apps for Google AppStore and Apple App Store, enabling merchants to manage their supply chain, inventory, loyalty and rewards, payments, and customers. Apps provide rich data insights and reporting and are enabled for all Android POS (including Verifone, Ingenico, Pax and third party terminals), apple or android tablets and phones.
White-label Digital Wallet
Virtual bank account with a branded virtual and physical debit card to your customers and employees – you provide the brand and artwork, we take care of the rest
White-label Consumer Apps
Consumer Apps for Google PlayStore and Apple App Store, you provide the brand and artwork we do the rest
White-label Companion Debit Card
Enable your customers to shop and make payments in-store/online with a co-branded Visa card, e-Money, or pay later. There is support for a wide variety of payment types, including QR Code, Scheme Card, Open or Closed Loop payments
Integrated Loyalty and Rewards
An integrated Loyalty and Rewards management platform which enables you to provide rewards and points to your customers
Domestic and International Remittance
Enable customers to send and receive money transfer domestically and internationally with API’s to well-known remittance providers
Person to person payments
Person to person payments including request, pay, and transfer, split bill, and IOU
API’s for Micro Financial Services
Provide access to micro-loans and micro-insurance
Multiple accounts
Enable multiple accounts for every day, savings and investment
API’s for integration
Documented API’s for integration to payment networks, banks, e-Money issuers identity services, and regulators
Fees & charges
Set and negotiate your fees and charges
Customer management
White-label customer management with integrated reporting, customer and management portals
Security
Solutions conform to the highest security standards
Integrated payment services
Get widespread acceptance up and running quickly with the Youtap Cards Platform
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