Platform

    One Enterprise Platform. Six Integrated Modules.

    Youtap is one cloud-native enterprise platform comprising six integrated modules for digital banking, enterprise payments, customer engagement, merchant services, digital commerce and travel — deployed individually or combined through one shared architecture.

    Outcomes

    How we help businesses succeed.

    Four reasons leading operators choose Youtap as their platform.

    Speed

    Launch in weeks, not years

    Configurable, pre-built modules mean you go live without building core infrastructure from scratch.

    Reach

    One integration, every product

    Add banking, payments, loyalty, commerce or travel on the same platform — no re-integration each time.

    Scale

    Scale without re-platforming

    Cloud-native architecture grows with your volumes and markets, so you never hit a ceiling.

    Trust

    Built for regulated markets

    Security, compliance and resilience are built in, ready for tier-1 environments.

    White-label

    Your brand, your product,
    our platform.

    Colours, content, and customer journeys are configuration, not custom code. The same platform ships as YouBank — or as any brand you like.

    YouBankConsole · Overview
    Month
    Assets under management$48.2M▲ 12.4%
    Active customers128,400
    Cards in market96,210
    Deposit · Current2 min ago
    +NZ$2,400
    Card payment · Countdown18 min ago
    −NZ$86.20
    Transfer · Savings1 hr ago
    −NZ$500
    White-label

    Your brand, your product,
    our platform.

    Colours, content, and customer journeys are configuration, not custom code. The same platform ships as YouBank — or as any brand you like.

    Amber BankConsole · Overview
    Month
    Assets under management$48.2M▲ 12.4%
    Active customers128,400
    Cards in market96,210
    Deposit · Current2 min ago
    +NZ$2,400
    Card payment · Countdown18 min ago
    −NZ$86.20
    Transfer · Savings1 hr ago
    −NZ$500
    Delivery

    How we help you get there.

    01

    Discover

    Goals, markets, compliance

    02

    Integrate

    APIs and SDKs

    03

    Launch

    Configure and go live

    04

    Scale

    Expand on the same core

    One platform brings banking, payments, loyalty, commerce and travel together — so you launch and scale without rebuilding the core.
    Customers

    Built for ambitious operators.

    Financial services

    Banks & financial institutions

    From tier-1 commercial banks to neobanks and credit unions launching new digital products on a modern core.

    Telco

    Mobile operators

    Mobile money, telco wallets and embedded financial services that turn the SIM into a payment relationship.

    Retail

    Retail conglomerates

    Unified payments, loyalty and commerce across stores, brands and channels — under one platform.

    Mobility

    Transit & travel operators

    Account-based ticketing, multi-currency payments and traveller engagement for transit and travel networks.

    Get started

    Ready to build on Youtap?

    Talk to our team about your roadmap.