Youtap
    • The platform

      • Platform overviewOne platform, six solutions
      • AI agentsKeep, grow and serve every customer
      • Cloud servicesThe cloud behind every solution
      • Trust and securityBuilt for your security review

      Working with us

      • Developer toolsOne API for every solution
      • Professional servicesFrom the team that built the platform
      • Agile approachHow we partner, ship and scale
      • PCI DSS compliant
      • Microsoft, AWS and Google Cloud partner
      • Runs on Microsoft Azure

      For your security review

      Trust and security

      Certifications, controls and compliance documents.

      Read the overview
      Request compliance documentsTalk to sales
    • Banking and payments

      • YouBankAccounts, cards and lending under your brand
      • YouPayWallets, transfers, cards and payment orchestration
      • YouAcceptMerchant onboarding, acceptance and settlement

      Loyalty, travel and commerce

      • YouRewardLoyalty, rewards and gamification
      • YouTravelMulti-currency wallet and travel card
      • YouShopPoint of sale, inventory and ordering for small businesses
      • Loyalty programmesPoints, tiers and reward dollars
      • Games and challengesSpin to win, streaks and levels
      • Campaign ManagerBuild and launch without code

      Featured solution

      YouReward

      Points, tiers, games and campaigns that give customers a reason to stay.

      Explore YouReward
      Compare all six solutionsTalk to sales
    • Industries

      • BankingKeep customers banking with you
      • Fintechs and payment providersBuild on payments infrastructure
      • TelcoKeep subscribers longer
      • RetailBring shoppers back

      Travel and transport

      • Airlines and travelBring travellers back
      • Public transportStored value, rewards and tap to ride
      Pulse rewards1,240 ptsCame back · used her offer

      Worked example · Telco

      How a telco keeps subscribers

      A worked example with YouReward.

      See the example
      Talk to sales
    • News and company

      • NewsIdeas, product updates and company news
      • CareersRoles and life at Youtap
      Pulse · Reward dollars$24.50

      Latest article

      Choosing a loyalty platform for your bank: a buyer’s guide

      Most loyalty platforms were built for retailers and adapted for banks. These eight questions show where the gaps appear, and how YouReward answers each one.

      Read the article
      View all newsTalk to sales
    • About
    Sign inContact sales

    Legal

    Terms of use

    The terms governing use of the Youtap website.

    Last updated: 19 June 2026

    Privacy policyTerms of useCookie policy

    On this page

    • 1. Acceptance of these terms
    • 2. About this website
    • 3. Use of the site
    • 4. Intellectual property
    • 5. Third-party links and services
    • 6. No warranties
    • 7. Limitation of liability
    • 8. Privacy
    • 9. Changes to these terms
    • 10. Governing law
    • 11. Contact

    1. Acceptance of these terms

    These Terms of Use govern your access to and use of this website operated by Youtap Technology Limited ("Youtap", "we", "us", "our"). By accessing or using the site, you agree to these terms. If you do not agree, please do not use the site.

    2. About this website

    This website is provided for general information about Youtap and its products and services. Nothing on it is an offer, a binding quote, or a commitment to supply, and product descriptions may change. Any supply of Youtap products or services is governed by a separate written agreement between you (or your organisation) and Youtap; in the event of any conflict, that agreement prevails over these terms in relation to the products supplied.

    3. Use of the site

    You may use this site for lawful purposes only. You agree not to:

    • use the site in any way that breaches applicable law or regulation;
    • attempt to gain unauthorised access to the site, its servers, or any connected systems;
    • introduce malware or interfere with the site's operation, security, or availability;
    • scrape, harvest, or systematically extract content or data except as expressly permitted; or
    • misuse our contact or enquiry forms (including submitting false information or unsolicited or bulk communications).

    We may suspend or restrict access to the site, or to any user, if we reasonably believe these terms have been breached.

    4. Intellectual property

    The site and its content — including text, graphics, logos, product names, designs, and software — are owned by or licensed to Youtap and are protected by intellectual property laws. The Youtap name, logo, and product names are trademarks of Youtap [and/or its licensors]. You may view and print pages for your own internal business reference, but you may not otherwise copy, reproduce, republish, or commercially exploit any part of the site without our prior written consent.

    5. Third-party links and services

    The site may contain links to, or integrate, third-party websites and services (for example, careers listings or scheduling tools). We provide these for convenience and are not responsible for the content, accuracy, or practices of third parties. Your use of any third-party service is subject to that third party's own terms and policies.

    6. No warranties

    The site is provided "as is" and "as available". To the maximum extent permitted by law, we make no warranties or representations about the site's accuracy, completeness, reliability, or availability, and we do not warrant that it will be uninterrupted or error-free. Information on the site may be updated or removed at any time without notice.

    7. Limitation of liability

    To the maximum extent permitted by law, Youtap will not be liable for any indirect, incidental, special, or consequential loss, or any loss of profit, revenue, data, or goodwill, arising out of or in connection with your use of (or inability to use) the site. Nothing in these terms excludes or limits liability that cannot lawfully be excluded or limited. If you are a consumer, your statutory rights (including under the Consumer Guarantees Act 1993 (NZ), where it applies) are not affected.

    8. Privacy

    Our handling of personal information is described in our Privacy Policy and Cookie Policy, which form part of your use of this site.

    9. Changes to these terms

    We may update these terms from time to time. The "Last updated" date above shows when they last changed, and continued use of the site after changes means you accept the updated terms.

    10. Governing law

    These terms are governed by the laws of New Zealand, and the courts of New Zealand have exclusive jurisdiction over any dispute arising from them.

    11. Contact

    Questions about these terms can be sent to [email protected] or Youtap Technology Limited, Level 7, 2 Emily Place, Auckland Central, Auckland 1010, New Zealand.

    Stay in the loop

    Product updates and ideas for enterprise teams, once a month.

    By subscribing, you agree to our Privacy Policy. Human check by Cloudflare runs on submit.

    Youtap

    One cloud-native platform for loyalty, banking, payments and commerce, built for banks, telcos, retailers, and travel and transport operators.

    Solutions

    • YouBank
    • YouPay
    • YouAccept
    • YouReward
    • Loyalty programmes
    • Games and challenges
    • Campaign Manager
    • YouTravel
    • YouShop

    Segments

    • Banking
    • Fintechs and payment providers
    • Telco
    • Retail
    • Airlines and travel
    • Public transport

    Platform

    • Platform overview
    • AI agents
    • Cloud services
    • Trust and security
    • Developer tools
    • Professional services
    • Agile approach

    About

    • About Youtap
    • Careers
    • Contact sales

    Resources

    • News

    Head office in Singapore · Offices in Auckland, Jakarta and New York

    © 2026 Youtap Technology Limited

    • Privacy policy
    • Terms of use
    • Cookie policy
    • Trust and security

    Cookies on Youtap

    We use essential cookies to keep our website secure and functioning correctly. With your permission, we also use analytics cookies to improve your experience. See our Cookie Policy for more information.