Life

Digitalizing the next 20 million merchants.

In key markets we work with strategic partners to establish joint venture operating companies that take Youtap technology services direct to market. In these markets we onboard merchants directly and through partners for in-app, all on us e-money processing, card, and cash acceptance, supply chain services, incentives, and data insights.

VISIT YOUTAP.life

Tech

White-label platforms and apps.

We deploy our software platforms and apps for e-money payments, digital banking, loyalty and value added services globally to banks, retail and FMCG groups, mobile operators, and payment and digital service providers.

VISIT YOUTAP.tech

DELIVERY & EXECUTION

Where we focus.

We take small businesses on the journey to digital transformation through white-label technology deployments for go-to-market partners globally, and direct-to-market operating companies in key markets.

E-money processing & aggregation

Processing and aggregating the leading e-money services in growing markets so merchants can easily accept e-money, and the issuers can access a widespread acceptance network without having to build their own.

Mass-market MSME’s

Micro, small, and medium-sized enterprises (MSME’s) are the lifeblood of growing economies, where up to 60% of household spend occurs, yet most don’t have access to business support and fair finance.

Point-of-sale

“The Shop in Your Pocket” is our approach to solving point-of-sale challenges for small businesses. Our specialist point-of-sale tools are shaped as the small business companion, helping throughout the day.

Merchant-supplier relationship

Unlike consumer e-money services pushing their way down into merchants, we see know that channelling merchant services up through their suppliers creates the greatest incentive for merchants to participate.

Digital Banking

The digital banking opportunity remains wide open across growing markets as banks seek to transform and reach new customers, and entirely new neo-banks focused on specific use cases.

Big data analytics

Our payment and point-of-sale services are specially designed to be capture every transaction in rich detail. This data is fed back as useful insights that grow merchant and supplier businesses.

Team

Our people.

Leadership beyond payments from a team spanning the Pacific to South East Asia to Africa.

Careers

Working at Youtap.

We are engineers, designers, thinkers, and doers on a mission to improve the services available to, and the ultimate wellbeing of, the millions of small businesses across growing markets.

View all open positions

Press

Annoucements from the newsroom.

We’re regularly publishing our new go-to-market and technology partnerships, new technology releases, and sharing customer success stories. 

Read all press

Steward Bank and Youtap Launch Mobile Money Services
September 3, 2019
Youtap named Best Digital Payments Platform
August 27, 2019
Youtap enables mobile transactions at Point of Sale for MTN and Barclays Bank in Ghana
May 17, 2019
Youtap completes landmark Merchant Payment Integration between MTN Zambia and Barclays Bank
May 13, 2019
In the news: Tearsheet
October 19, 2018
In the news: The Business Times (Singapore)
October 1, 2018
Salim Group make strategic investment in Youtap
August 13, 2018
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Lonestar Cell MTN and Youtap Launch Momo Pay in Liberia
April 26, 2018
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PCCW Global and Youtap collaborate to deliver innovative mobile money payments acquiring and processing solution
February 18, 2018
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Youtap appoints Singapore based Ray Ferguson as Chairman of its Board of the Directors
February 8, 2018
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Youtap Announces New Singapore Corporate Headquarters
January 25, 2018
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Youtap launches mobile money payment processing platform as a cloud-based service
September 25, 2017
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Telkomsel and Youtap expand digital payments offering for transport with TCASH Bus Rapid Transit Pass in Semarang, Indonesia
August 28, 2017
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Youtap launches mobile money QR code solution and apps for growth markets in Africa and Asia
August 21, 2017
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Youtap Packages X8 POS Device as Complete Solution for Mobile Money Payment Processing in Africa and Asia
July 2, 2017
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MTN Benin and Youtap launch MoMoPay contactless payments for MTN Benin Mobile Money customers
June 18, 2017
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Youtap partners with MatchMove to deliver open-loop payments for mobile money customers in Africa and Asia
June 14, 2017
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Youtap introduces X8 solution for mobile money merchant payments
May 17, 2017
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Youtap outlines standards for non-card NFC contactless payment devices
January 19, 2017
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Telkomsel officially launches NFC payments at KFC
November 16, 2016
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MTN ‘Tap&Pay’ goes live in Rwanda
November 10, 2016
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Youtap’s Joint-Venture wins Best NFC-enabled Service Award!
September 14, 2016
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Airtel Gabon Announces Strategic Partnership with Verifone Mobile Money
July 30, 2016
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Airtel Seychelles Announces Strategic Partnership with Verifone Mobile Money
July 8, 2016
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Youtap! Named Red Herring Global Top 100 Winner
December 2, 2015
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Youtap (formerly known as Verifone Mobile Money), PT. Finnet and PT. Telkomsel Indonesia launch TCash Tap
October 21, 2015
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Our joint-venture with Verifone is a proud founding partner of the Open Mobile Ticketing Alliance!
July 15, 2015
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Ericsson & Verifone Mobile Money announce global partnership
June 11, 2015

INSIGHTS

New solutions for
tomorrows challenges.

Carving out our own path for new opportunities in digital payments, point-of-sale, and digital banking.

Read all insights

4 under the radar benefits of Agency Banking
December 19, 2019
Every store is a bank – What is Agency Banking?
December 1, 2019
Payment-enabled Digital Transformation
November 17, 2019
MSME Banking
Digital love: MSMEs and digital banking are a perfect match
October 9, 2019
Open Says Me: Open Banking Explained
July 4, 2019
Lego not Legacy – Taking a modular approach to banking.
June 25, 2019
Customer Experience (CX) as a service
June 10, 2019
Taking banking to the people – Agency Banking
June 4, 2019
The case for the consumerisation of merchant services
May 19, 2019
Three Merchant Mindset Shifts in Payment Acceptance
May 8, 2019
The Robots are Coming: The AI revolution is upon us
March 17, 2019
Pay Later: The rise and rise of Buy Now Pay Later
February 24, 2019
Go Beyond Points: A guide to creating awesome loyalty programs
February 8, 2019
THE FUTURE OF RETAIL IN ASIA – Trends to watch in 2019
February 1, 2019
Payments Data: Power up your business using payments insights
December 4, 2018
Merchant Experience: Creating real value
November 15, 2018
Payments Experience: How Providers can Enhance the Experience
November 12, 2018
What the heck is a Mobile Wallet ?
November 1, 2018
Digital Wallets
Digital Wallets: Value and Customer Experience are not optional.
October 17, 2018
UX is the secret sauce
October 4, 2018

Contact

Contact us.

If you’re an e-money provider, merchant acquirer, retail and distribution group, bank, or technology vendor, let’s work together. Get in touch today.

Contact Us
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New Zealand

R&D

Youtap Limited

Level 3

32 Mahuhu Crescent

Parnell

Auckland 1010

T: +64 9 360 9717

F: +64 9 360 9719

Singapore

Operations & SE Asia Sales

Youtap Mobile Money Asia Pte Ltd

Beach Centre, 2nd Floor

15 Beach Road

Singapore 189677

asia@youtap.com

Indonesia

Youtap Indonesia (.life market)

PT MDS ("Youtap Indonesia")

Revenue Tower, 25th floor

Jend. Sudirman No. 52-53

South Jakarta City

Jakarta 12190

www.youtap.id

South Africa

Africa Sales & Operations

Youtap Africa

Office 19 The Foundry

16 Ebenezer Road

Cape Town 8100

South Africa: +27 71 679 6426

Kenya: +254 704 592807

offices

Youtap.life market

Youtap.life market (launching soon)

Youtap.tech customer

Youtap.tech customer (launching soon)