You’re in good company.

You’re in good company.

You’re in good company.

WHAT IS:
A DIGITAL BANK

When a challenger bank sets out to build a new bank, does it start with a traditional Core Banking System, or does it start with a Digital Wallet?

Digital Banking and Open Banking are transforming traditional banking. Challenger banks are launching globally with nothing more than a Digital Wallet and a marketing campaign. Where does this leave the traditional banks.

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Our Solutions

Our Solutions

Digital banking

Our unique approach boosts customer engagement,retention and increases LTV. Delivering banks more stable long term profitability while reaching new market segements.

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Our Solutions

Digital banking

Our unique approach boosts customer engagement,retention and increases LTV. Delivering banks more stable long term profitability while reaching new market segements.

Learn more

Payment processing

Process all types of digital payments in your market from one lightning-fast solution. Access analytics that reduce fraud, boost profits, and discover trends.

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Payment processing

Process all types of digital payments in your market from one lightning-fast solution. Access analytics that reduce fraud, boost profits, and discover trends.

Learn more

Point-of-Sale

The most consistently innovative white-label POS offering for growing markets. Feature-rich, intuitive UX with access to transformative, previously unaccessible data.

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Point-of-Sale

The most consistently innovative white-label POS offering for growing markets. Feature-rich, intuitive UX with access to transformative, previously unaccessible data.

Learn more

Our areas of focus.

Real-time high throughput

Our pedigree is highly scalable transaction processing of the real-time pre- and post-paid mobile network world. Our platforms naturally support extremely high throughput where traditional core banking can’t.

Growing markets

We see the greatest opportunity in meeting the aspirations of growing markets. For more than a decade we have built platforms and apps with these markets in mind.

Intelligent MSME services

Our data-rich merchant services enable intelligent machine-learning tools that provide personal insights and incentives supporting your customer’s daily lives.

Customer experience

Better experiences lead to long term loyal and profitable customers. Our platforms, apps, and roadmap are built to anticipate the next expectation.

Youtap Insights of 2020

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2021 – the year of QR Codes and Merchant Payment

According to the GSMA, world digital payment transaction values are expected to hit 4.4 trillion USD in 2020, with another 17% continuous growth (CAGR) forecasted through 2024. With explosive annual growth and traction, it is no [...]

Banking 1.0 vs. Digital Banking 4.0

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Are you shooting in the dark? – Measuring Success in Digital Banking

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White-label Digital Banking and Finance Applications – its the smart move

If 2020 has taught us anything, businesses need to be lighter and faster and think and act on their feet. Their employees and customers have gone digital and expect that Apps will provide them with the [...]

Banking Apps disrupting traditional banking relationships

3 billion users will have access to banking services via smartphones, tablets, PCs, and other smart devices, according to a study by Deloitte. Digital disruption has arrived in the financial services sector. The traditional relationship between [...]

Android POS terminals are merchant game-changers!

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Banks Closing Branches Globally – Digital Agency Banking is the pathway forward

Banks globally are closing thousands of branches each year. COVID or no COVID, the pandemic has been a catalyst for many banks to rethink their branch networks due to less foot traffic and the rising costs [...]

Embracing Digital Wallets 2.0

For years mobile wallet providers have gone to market with a limited feature set and focused on onboarding new accounts and not transactions and merchant payments. Mobile wallet providers and MNOs have built strong momentum across [...]

MNO’s and eMoney wallet providers need to acquire and manage merchants

Is there sufficient focus on merchant payments across developing and developed markets to make cashless economies a reality? With over 1bn registered mobile money users in 95 countries, mobile money operators and MNO’s, have a substantial [...]