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Are QR code payments secure?

Mike Johnston Chief Technical Officer QR code payment options have grown significantly over the last five years, on the back of smart phone adoption and the use of social media and digital platforms. For banks and mobile money services, the potential for QR codes is...

Youtap is the leading global processor of mobile money payments in-store, on the street, and for on-demand transport.

Our software platforms and apps are 100% device agnostic
We bridge the gap between mobile money and the point of sale
We enable Tier 1 to Tier 3 payment and acceptance of mobile money using any device
We deliver public and private cloud payment processing

Recent snapshots from the field

Our Sales GM Shaun Morgan speaking at the Seamless Financial Inclusion Summit 2017

Taxi equipped with merchant QR code in Kenya

Youtap sponsoring the GSMA Mobile 360 Africa event

Merchant payment in Bintaro, Indonesia

Zemidjin payment using X8

Carrefour Benin Launch

Customers, merchants, integrated technology & partners

In the news & media

Are QR code payments secure?

Sep 14, 2017

Mike Johnston Chief Technical Officer QR code payment options have grown significantly over the last five years, on the back of smart phone adoption and the use of social media and digital platforms. For banks and mobile money services, the potential for QR codes is...

QR code payments: The fastest way to roll out digital payments in growth markets

Sep 11, 2017

Ian Allan Head of Product Design What’s the potential for QR code payments in Africa and Asia? For banks and mobile money services, the potential in this market is staggering. QR codes are the fastest way to roll out digital payments as an alternative to cash. For...

Key Takeaways from the Financial Inclusion Summit 2017

Sep 7, 2017

Youtap is a sponsor at the Seamless East Africa event this week in Nairobi, Kenya. On Tuesday, experts gathered for the Financial Inclusion Summit 2017. Youtap’s Shaun Morgan, VP of Sales – Africa, was a featured speaker. The delegates’ presentations led to exciting...

Youtap X8

Your mass market mobile money payments solution for the store, street, and transport. The X8 is specially designed for mass market mobile money payment acceptance in the world’s most challenging environments.

X8 — Learn more

Mobile money every day, every way

We are the leader in processing secure and reliable mobile money transactions.
The majority of in-store and street-level mobile money payment transactions go through our network.

Youtap to
Pay

Youtap to
Bank

Youtap to
Finance

Youtap to
Ride

Youtap to
Topup

Youtap to
Send

Youtap to
Reward

Youtap to
Engage

We process all types of closed loop and open loop transactions.

Using any customer device

NFC Tags

NFC tags for any non-contactless phone. CMRFID, NTAG, Mifare, Felica.

Mobile Apps

Smartphone HCE and QR code app, alternatively integrated into existing customer app

Wearables

NFC wearable wristbands, rings, fobs. CMRFID, NTAG, Mifare, Felica.

Cards

NFC, EMV, and mag-stripe MasterCard and Visa companion cards

Biometrics

Biometric fingerprints, in-app or on supported POS devices

And any merchant device

Our global mobile money merchant network is growing at an average of 20% month on month, with merchants accepting a wide range of payment types from NFC and QR Code payments, through to EMV and MSR. In-store, on the street, and on-demands transport payments.

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We're a payment processor

Our software solutions enable processing of mobile money closed and open loop transactions at the point of sale using any device.

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100% device agnostic

We have merchant apps and applications for all leading manufacturers of smartphones, smart POS, micro POS, mPOS, and traditional POS.

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Leverage in-market POS

We also integrate our software with in-market POS device software to leverage the existing footprints of merchant acquirers.

Static QR

Smartphone

Smart POS

Micro POS

Mobile POS

Traditional POS

Enabled by Youtap software platforms

Our payment platforms and products are implemented globally. With Youtap Pay we’ve made it easy for everyone to accept digital payments. Youtap Insights gives you the best view of merchant, user, revenue, and transactional growth.