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The innovation mobile money services can’t afford to ignore

QR codes have already transformed payments in China. They are becoming increasingly popular in India and other countries promoting cashless economies. But did you know QR codes can be integrated with mobile money? Youtap has developed new solutions and apps that make...

Youtap is the leading global processor of mobile money payments in-store, on the street, and for on-demand transport.

Our software platforms and apps are 100% device agnostic
We bridge the gap between mobile money and the point of sale
We enable Tier 1 to Tier 3 payment and acceptance of mobile money using any device
We deliver public and private cloud payment processing

Recent snapshots from the field

Youtap sponsoring the GSMA Mobile 360 Africa event

Merchant payment in Bintaro, Indonesia

Zemidjin payment using X8

Zemidjin drivers with their X8 devices

Carrefour Benin Launch

Customers, merchants, integrated technology & partners

In the news & media

The innovation mobile money services can’t afford to ignore

Aug 16, 2017

QR codes have already transformed payments in China. They are becoming increasingly popular in India and other countries promoting cashless economies. But did you know QR codes can be integrated with mobile money? Youtap has developed new solutions and apps that make...

MTN Benin’s MoMoPay mobile money now accepted by Africabs

Jul 26, 2017

Africab passengers in Cotonou have an easier way to pay for their journeys. MTN Benin’s MoMoPay mobile money service, powered by Youtap, is now available in Africab taxis. Now customers can pay for a cab with a simple tap! MomoPay is also accepted by Cotonou’s Moto...

Nilson Report: Youtap Mobile POS Package

Jul 20, 2017

Youtap’s new X8 ‘micro’ point of sale solution for emerging markets has been featured in the June 2017 issue of The Nilson Report. The X8 is an inexpensive retail enablement solution to help mobile network operators, banks and payment providers boost transaction...

Youtap X8

Your mass market mobile money payments solution for the store, street, and transport. The X8 is specially designed for mass market mobile money payment acceptance in the world’s most challenging environments.

X8 — Learn more

Mobile money every day, every way

We are the leader in processing secure and reliable mobile money transactions.
The majority of in-store and street-level mobile money payment transactions go through our network.

Youtap to
Pay

Youtap to
Bank

Youtap to
Finance

Youtap to
Ride

Youtap to
Topup

Youtap to
Send

Youtap to
Reward

Youtap to
Engage

We process all types of closed loop and open loop transactions.

Using any customer device

NFC Tags

NFC tags for any non-contactless phone. CMRFID, NTAG, Mifare, Felica.

Mobile Apps

Smartphone HCE and QR code app, alternatively integrated into existing customer app

Wearables

NFC wearable wristbands, rings, fobs. CMRFID, NTAG, Mifare, Felica.

Cards

NFC, EMV, and mag-stripe MasterCard and Visa companion cards

Biometrics

Biometric fingerprints, in-app or on supported POS devices

And any merchant device

Our global mobile money merchant network is growing at an average of 20% month on month, with merchants accepting a wide range of payment types from NFC and QR Code payments, through to EMV and MSR. In-store, on the street, and on-demands transport payments.

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We're a payment processor

Our software solutions enable processing of mobile money closed and open loop transactions at the point of sale using any device.

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100% device agnostic

We have merchant apps and applications for all leading manufacturers of smartphones, smart POS, micro POS, mPOS, and traditional POS.

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Leverage in-market POS

We also integrate our software with in-market POS device software to leverage the existing footprints of merchant acquirers.

Static QR

Smartphone

Smart POS

Micro POS

Mobile POS

Traditional POS

Enabled by Youtap software platforms

Our payment platforms and products are implemented globally. With Youtap Pay we’ve made it easy for everyone to accept digital payments. Youtap Insights gives you the best view of merchant, user, revenue, and transactional growth.