You’re in good company.

You’re in good company.

You’re in good company.

WHAT IS:
A DIGITAL BANK

When a challenger bank sets out to build a new bank, does it start with a traditional Core Banking System, or does it start with a Digital Wallet?

Digital Banking and Open Banking are transforming traditional banking. Challenger banks are launching globally with nothing more than a Digital Wallet and a marketing campaign. Where does this leave the traditional banks.

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Our Solutions

Our Solutions

Digital banking

Our unique approach boosts customer engagement,retention and increases LTV. Delivering banks more stable long term profitability while reaching new market segements.

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Our Solutions

Digital banking

Our unique approach boosts customer engagement,retention and increases LTV. Delivering banks more stable long term profitability while reaching new market segements.

Learn more

Payment processing

Process all types of digital payments in your market from one lightning-fast solution. Access analytics that reduce fraud, boost profits, and discover trends.

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Payment processing

Process all types of digital payments in your market from one lightning-fast solution. Access analytics that reduce fraud, boost profits, and discover trends.

Learn more

Point-of-Sale

The most consistently innovative white-label POS offering for growing markets. Feature-rich, intuitive UX with access to transformative, previously unaccessible data.

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Point-of-Sale

The most consistently innovative white-label POS offering for growing markets. Feature-rich, intuitive UX with access to transformative, previously unaccessible data.

Learn more

Our areas of focus.

Real-time high throughput

Our pedigree is highly scalable transaction processing of the real-time pre- and post-paid mobile network world. Our platforms naturally support extremely high throughput where traditional core banking can’t.

Growing markets

We see the greatest opportunity in meeting the aspirations of growing markets. For more than a decade we have built platforms and apps with these markets in mind.

Intelligent MSME services

Our data-rich merchant services enable intelligent machine-learning tools that provide personal insights and incentives supporting your customer’s daily lives.

Customer experience

Better experiences lead to long term loyal and profitable customers. Our platforms, apps, and roadmap are built to anticipate the next expectation.

Cash out of eMoney Wallets

Youtap are demystifying the use of eMoney wallets and an important use case is “cash out” – i.e. how do I cash out of my wallet? Here are the options: Cash-out methodsAt agent – general flowExample [...]

Cash in to eMoney Wallets

Youtap are demystifying the use of eMoney wallets and an important use case is “cash in” – i.e. how do I load my wallet? Here are the options: Want to learn more? Get in touch with [...]

Where do cards fit with eMoney wallets?

In many emerging markets eMoney wallets have leapfrogged the traditional debit and credit card market. An eWallet is a feature rich app that does more than complete a payment transaction in the store. In South East [...]

WHERE DO REMITTANCES FIT WITH EMONEY & EMONEY WALLETS?

Remittances are a source of funds. eMoney wallets need access to all sources of funds. Cash at the street, bank account to wallet and remittances to wallet. eMoney wallets have the advantage of having a real [...]

Key Definitions for E-Money, E-Wallets, and Mobile Money

Financial services are being transformed. Fuelled by the proliferation of smartphones and connectivity globally. We know that keeping up with this transformation can be confusing. So this is why we are sharing key definitions for some [...]

Exclusive: Youtap Insights for 2021

2020 forced many businesses to further embrace digital and adopt new ways of working. In 2021, we expect to see the results of this digital transformation. Major trends and opportunities we anticipate for 2021 are: Growth [...]

Youtap Insights of 2020

New ways of servicing customers Agency Banking: The banking industry went through a significant change and transformation in 2020. COVID-19 has forced banks to look at alternative ways to service their customers resulting in the closure [...]

2021 – the year of QR Codes and Merchant Payment

According to the GSMA, world digital payment transaction values are expected to hit 4.4 trillion USD in 2020, with another 17% continuous growth (CAGR) forecasted through 2024. With explosive annual growth and traction, it is no [...]

Banking 1.0 vs. Digital Banking 4.0

Online banking or Banking 1.0 is a service provided by your bank that allows the bank’s customers to carry out basic banking transactions over the internet—users log in through the banks’ website. Simply put, mobile banking [...]

Are you shooting in the dark? – Measuring Success in Digital Banking

You have done the hard yards. You have created a digital banking strategy and selected a digital banking partner. But now, you need to measure the success of your initiative. One of the key benefits of [...]