You’re in good company.

You’re in good company.

You’re in good company.

WHAT IS:
A DIGITAL BANK

When a challenger bank sets out to build a new bank, does it start with a traditional Core Banking System, or does it start with a Digital Wallet?

Digital Banking and Open Banking are transforming traditional banking. Challenger banks are launching globally with nothing more than a Digital Wallet and a marketing campaign. Where does this leave the traditional banks.

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Our Solutions

Our Solutions

Digital banking

Our unique approach boosts customer engagement,retention and increases LTV. Delivering banks more stable long term profitability while reaching new market segements.

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Our Solutions

Digital banking

Our unique approach boosts customer engagement,retention and increases LTV. Delivering banks more stable long term profitability while reaching new market segements.

Learn more

Payment processing

Process all types of digital payments in your market from one lightning-fast solution. Access analytics that reduce fraud, boost profits, and discover trends.

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Payment processing

Process all types of digital payments in your market from one lightning-fast solution. Access analytics that reduce fraud, boost profits, and discover trends.

Learn more

Point-of-Sale

The most consistently innovative white-label POS offering for growing markets. Feature-rich, intuitive UX with access to transformative, previously unaccessible data.

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Point-of-Sale

The most consistently innovative white-label POS offering for growing markets. Feature-rich, intuitive UX with access to transformative, previously unaccessible data.

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Our areas of focus.

Real-time high throughput

Our pedigree is highly scalable transaction processing of the real-time pre- and post-paid mobile network world. Our platforms naturally support extremely high throughput where traditional core banking can’t.

Growing markets

We see the greatest opportunity in meeting the aspirations of growing markets. For more than a decade we have built platforms and apps with these markets in mind.

Intelligent MSME services

Our data-rich merchant services enable intelligent machine-learning tools that provide personal insights and incentives supporting your customer’s daily lives.

Customer experience

Better experiences lead to long term loyal and profitable customers. Our platforms, apps, and roadmap are built to anticipate the next expectation.

Knowledge of eMoney & Digitalization in a Bank

The biggest challenge for banks is the lack of knowledge inside the bank and understanding the prerequisites for digital transformation. Digitalization requires ‘buy-in’ from the Board and C-Level management. The biggest headache is the existing core [...]

eMoney vs. Dirty Cash

We are seeing more media articles in South East Asia focusing on the impact of Covid-19 on the exchange of physical money. Contactless payments via NFC and QR codes have grown exponentially, and this has influenced [...]

MNO Wallets v eMoney Wallets

For anyone considering launching eWallet services, there is a need to understand mobile money regulations’ nuances for mobile operators vs. eMoney regulations’. An interesting article recently published in techinasia.com highlighted the differences in Mobile Money regulations [...]

Digital Wallets vs Mobile Banking, are they the gateway to your Digital Bank

When banks think of the term Digital Wallet, they automatically refer to ApplePay or GooglePay, or a method of digitally storing a credit card on a mobile phone to make payments. When a bank thinks of [...]

Self-onboarding the gateway to Digital Banking

According to a recent survey by Deloitte* 38% of customers see user experience as the most critical factor when selecting a digital bank. Up to 71% of those surveyed said that digital onboarding was preferred for [...]

Capture the digital native, enable self-service digital banking

You have a core banking solution and multiple point solutions connected to your core. Still, you struggle to capture the growing demand of consumer and business customers for self-service applications. You have streamlined your bank, closed [...]

EMoney Wallets & Core Banking – Clearing the Confusion

Traditional core banking solutions just don’t cut it. Many core banking vendors partner with multiple suppliers to enhance their legacy non-real-time processing systems. EMoney wallets, however (not card wallets), are at the other end of the [...]

KPI’s for eMoney Wallets

In earlier blogs we covered measuring success in Digital Banking. We listed the various KPI’s to illustrate the key indicators of traction. We will revisit this frequently to emphasize the need to understand the importance and [...]

eMoney Wallets and the Challenge for Retail Banks

In our daily engagement with banks, we are experiencing the various banks’ confusion and concern over the lack of growth of their generic online banking, internet banking, and mobile banking. They have anxiety and fear, and [...]

Merchant eMoney wallet drivers

As demand for Consumer Payment Apps and the use of eMoney grows, merchants need to become digital. A typical merchant faces the prospect of downloading multiple consumer payment apps to accept consumer eWallet & eMoney payments. [...]