Youtap Digital Banking Solution

The digital banking solution for banks looking to transform or new banks wishing to establish themselves.

Digital Banking made Easy

Youtap’s digital banking platform is a technology-based platform that provides a wide range of banking services and tools through a cloud-delivered platform. With API access to the bank’s existing core banking or as a standalone banking platform, the services provided include account management, fund transfer options, bill payments, financial management and planning tools, and educational resources.

Our digital banking platform provides customers with a convenient, secure, and user-friendly way to manage their banking needs, often eliminating the need for physical visits to a bank branch. It can perform various banking transactions, such as checking account balances, transferring money, paying bills, and more. Consumers can access the platform and services through Youtap’s white-label website or digital banking app’s.

An open banking toolset for progressive banks and financial service providers.

Solve your bank’s digitalization challenges and get to market quickly. Offer MSMEs and new customers better user experiences through our modular architecture, simple API integrations to your core banking solution with easily customizable interfaces and applications.

Benefits of Youtap's Digital Banking Platform:

Convenience: We enable customers to access their account information, perform banking transactions and make payments from anywhere, at any time, using any device, eliminating the need for physical visits to a bank branch.
Time-saving: We automate many routine banking tasks, such as paying bills, transferring money, checking account balances, and making payments, improving customer loyalty and saving customers time and money.
Improved security: We use advanced security measures such as encryption and secure login protocols to protect customer information and reduce the risk of fraud.
Customization: Our platform is entirely white-label capable and can be personalized to meet the specific needs of banks and their customers, providing tailored products, services, and offers based on their usage and preferences.
Access to financial management and planning tools: We offer financial management tools and integration to financial planning, educational resources, and others to help customers better manage their finances.
Increased efficiency: Our platform improves customer and bank efficiency by reducing the need for physical branches and enabling self-service banking.
Better analytics: We provide valuable insights into customer behavior and usage, enabling banks to reward customers and make better-informed business decisions.
Cost-effective: Our platform helps reduce costs for organizations by increasing digital engagement with customers, reducing the need for physical branches, and enabling self-service banking.
Scalability: Our cloud-based platform can be easily scaled to accommodate increasing customers, transactions, and services.

Summary Features of Youtap's Digital Banking Platform:

Account management: Youtap's digital banking and payments platform allows customers to view their account balances and transaction history, transfer funds between accounts, pay bills, and deposit checks.
Mobile banking: Youtap provides White-label digital banking and payments apps that allow customers to access their accounts and perform transactions and payments on the go.
Security: Our Digital banking and payments platform uses advanced security measures such as encryption and secure login protocols to protect customer information.
Payment processing: We enable customers to make payments, money transfers, and other financial transactions using various payment methods such as credit/debit cards, e-wallets, and bank transfers.
Multi-currency support: We support multiple currencies, allowing customers to transact in all currencies.
Tokenization: We support tokenization to secure customer payment information and reduce the risk of fraud.
Digital Wallet: Our digital banking and payments platform includes a white-label digital wallet feature that allows customers to store and manage payment information, such as credit and debit cards, loyalty cards, and other payment methods (QR code).
Loyalty and rewards: Our digital banking and payments platform includes a loyalty and rewards module that allows customers to earn and redeem points for purchases, receive cash backs and discounts, and other loyalty incentives made using the platform.
Financial Management and Planning: We offer integrated financial management tools enabling customers to budget and meet their savings goals, and we can also incorporate financial planning and educational resources.
Integration: Our digital banking and payments platform provides APIs that enable it to be integrated with other systems, such as e-commerce platforms, POS systems, and other financial systems, to provide a seamless experience for your custo
Reporting and analytics: The platform provides detailed reporting and analytics, allowing banks to track and analyze transactions, customer behavior, and usage, and other data to inform and direct better-informed business decisions.

Youtap provides a single platform that provides all the services you need to launch and manage a bank. No longer do you need to purchase a core banking solution and add-in components.

Youtap provides rich APIs enabling customers to integrate with existing core banking or 3rd party systems.

Provide your customers with various eMoney and traditional payment types, including Contactless NFC and QR Code payments (Dynamic and Static QR).

Youtap supports the definition of multiple account types per user, e.g., everyday accounts, savings, and loan accounts. Additional support for multiple users per account, such as family and joint accounts.

Review transactions, transfer funds between accounts, make payments, send money to family and friends, apply for loans, insurance, and other financial services in our skinnable Digital wallet for Consumers and Businesses.

Speed up account opening by enabling your consumer and business customers to open an account, self onboard using eKYC, and validate their information with multiple cloud-based AML/CFT database providers.

Our digital banking solution has integrated AI that learns your customer’s behaviors, knows their goals and can make recommendations to introduce new services and increase their financial wellbeing.

Youtap has integrated lending and credit assessment tools and APIs for connectivity to third-party credit assessors and underwriters. The solution includes tools to create and manage your lending portfolio, including offering micro-lending, mortgage lending, and buy now, pay later offerings.

Our digital banking solution supports wallet-to-wallet (person to person) transfers and domestic and international remittances for both the sending and receiving of funds.

Youtap’s Integrated card processing, issuing, and management enable your bank to issue MasterCard and Visa companion cards, manage and reconcile these cards.

Youtap’s Agency Banking provides lightweight digital banking services in the field with an agent app that enables users to securely register for services in real-time, deposit and withdrawal funds, and pay bills and airtime top-ups.

Our digital banking solution is deployed as a cloud solution. The solution is deployed as a single cloud instance or as a multi-tenant instance. Youtap works with Google, AWS, and Azure, amongst other cloud providers.

Youtap enables banks to launch a full suite of retail point of sale applications for their retailer customers. These applications include full point of sale, payments and reporting for retail.

Youtap provides Consumers and Businesses with the ability to make bill payments, bulk payments, insurance payments, subscription payments, and top-up airtime/data via the Consumer and Business apps. APIs are provided for integration to bill payees and processors.

Enable enterprises and NGOs to distribute subsidies and salaries direct to e-money wallets. Reduce misuse of funds by cultivating a network of approved merchants and sellers and limits on end-user accounts.

We have integrated card management for issuing and processing card transactions. The card management platform enables card number ranges and card management, including the secure interface to card printers and the reconciliation of card transactions. The card processing module allows the bank to process debit, credit, and stored-value card transactions.

Youtap provides skinnable web portals enabling users to view their accounts, transfer funds between accounts or other users, pay bills, and apply for financial services such as loans and savings accounts.

Youtap’s customer management system and administrator management systems enable you to customize and manage your offering and services, including reporting on all aspects of the service.

Youtap Insights

Insights that drive digital transformation

Youtap

7 July, 2022

Open Banking Not Just A Bunch Of APIs

Traditionally, it has been difficult for consumers to share consistently and securely [sensitive] information with…

Youtap

26 January, 2023

The Increasing Influence of Loyalty

Digital wallets and loyalty programs have become increasingly popular as more consumers turn to digital…

Youtap

26 January, 2023

The Continual Evolution of the Digital Wallet

The past few decades have seen digital wallets become increasingly popular. As the digital economy…

Our Solutions

White-label consumer and merchant digital wallet applications that enable you to focus on your go to market.

Contact Us &
Talk to our Team

Complete the form and we will be in touch shortly

Youtap Digital Banking Solution

The digital banking solution for banks looking to transform or new banks wishing to establish themselves.

Digital Banking made Easy

An open banking toolset for progressive banks and financial service providers.

Benefits of Youtap's Digital Banking Platform:

Summary Features of Youtap's Digital Banking Platform:

Youtap Insights

Open Banking Not Just A Bunch Of APIs

The Increasing Influence of Loyalty

The Continual Evolution of the Digital Wallet

Our Solutions

Contact Us &
Talk to our Team

Now you can tap your Financial Service into the future of Banking and Payments

GET MORE RESERVED ON: