With e-money licenses being granted by Central Banks globally, e-money issuers deliver their customers the flexibility and convenience of e-money wallets. These cashless digital wallets enable users to benefit from using the digital wallet backed by the central bank to manage their everyday lives.
The White-label wallet enables e-money to issuers to launch a range of payments for peer-to-peer payments, rideshare, food delivery, cash in and cash out, domestic and international remittance, air-time top-up, and more. Users can access a range of financial services, including lending, insurance, and investment.
Seamless wallet experience
Accept both alternative payments and credit/debit through one service.
- White-label digital wallet
- Wide range of payment types including QR codes, Peer to Peer and Contactless payments
- APIs for integration to Central banks, payment service providers and third party application providers
- Advanced reporting and data insights
- Integration to a wide range of Youtap revenue generating cloud delivered applications
Our Real-time e-money processing supports a range of payment types, including QR code payments, peer-to-peer payments, and remittance payments.
Digital Wallet Services
Provide Digital Wallets to your customer base enabling users to self onboard themselves, benefit from a Virtual or Physical Debit card and access a wide range of payment options, financial services, and loyalty options.
Stored value wallet
Provide a range of stored value solutions to the underbanked, seasonal workers, tourists, and nonbanked customers. Users can cash into their wallet from a bank account (ISO 8583 compliant), cash agent, or through the ATM network.
Bill payment and Airtime Top up
Our APIs provide integration to third-party bill payment clearance providers and mobile airtime top-up providers.
Companion Debit Card
Youtap provides the tools and applications to enable the e-money issuer to issue an open-loop Mastercard or Visa card, including card management and issuing.
Simple Secure Technology
Youtap securely processes e-money transactions through market-leading or Youtap payment gateways, leaving merchants to focus on their businesses.
Data & Analytics
A wide variety of custom and standard reports are provided through the management portal and customer portal.
Central Bank Digital Currency (CBDC) Solution
With Central banks globally investigating and rolling out their Digital Currency, Youtap has designed a solution that enables Central banks to deploy a secure digital wallet solution allowing the population to move to be cashless. The Youtap solution manages all e-Money issuing and has APIs for integration into banks, payment service providers, clearinghouses, and financial service providers.
One Digital Banking Platform
One digital banking platform, multiple white-label solutions deployed in the cloud, with applications for consumer banking, business banking, digital wallet, payments and retail point of sale.