With e-money licenses being granted by Central Banks globally, e-money issuers deliver their customers the flexibility and convenience of e-money wallets. These cashless digital wallets enable users to benefit from using the digital wallet backed by the central bank to manage their everyday lives.
The White-label wallet enables e-money to issuers to launch a range of payments for peer-to-peer payments, rideshare, food delivery, cash in and cash out, domestic and international remittance, air-time top-up, and more. Users can access a range of financial services, including lending, insurance, and investment.
Seamless wallet experience
Accept both alternative payments and credit/debit through one service.
- White-label digital wallet
- Wide range of payment types including QR codes, Peer to Peer and Contactless payments
- APIs for integration to Central banks, payment service providers and third party application providers
- Advanced reporting and data insights
- Integration to a wide range of Youtap revenue generating cloud delivered applications
Our Real-time e-money processing supports a range of payment types, including QR code payments, peer-to-peer payments, and remittance payments.
Digital Wallet Services
Provide Digital Wallets to your customer base enabling users to self onboard themselves, benefit from a Virtual or Physical Debit card and access a wide range of payment options, financial services, and loyalty options.
Stored value wallet
Provide a range of stored value solutions to the underbanked, seasonal workers, tourists, and nonbanked customers. Users can cash into their wallet from a bank account (ISO 8583 compliant), cash agent, or through the ATM network.
Bill payment and Airtime Top up
Our APIs provide integration to third-party bill payment clearance providers and mobile airtime top-up providers.
Companion Debit Card
Youtap provides the tools and applications to enable the e-money issuer to issue an open-loop Mastercard or Visa card, including card management and issuing.
Simple Secure Technology
Youtap securely processes e-money transactions through market-leading or Youtap payment gateways, leaving merchants to focus on their businesses.
Data & Analytics
A wide variety of custom and standard reports are provided through the management portal and customer portal.
One platform, multiple white-label solutions deployed in the cloud, with applications for consumer banking, business banking, payments and retail point of sale.