Youtap
Youtap Digital Banking

Revolutionize your Financial Services with Youtap's Comprehensive Banking as a Service Solution

Our comprehensive Banking as a Service solution provides a seamless, flexible, and secure platform for your banking needs. With Youtap, you can revolutionize the way you provide financial services, deliver unparalleled customer experiences, and drive your business forward. Experience the power of transformation with Youtap

Banking As A Service

Elevate your banking experience With Youtap's Banking as a Service Platform

Unlock the potential of modern banking with Youtap’s Banking as a Service (BaaS) solution. Our innovative platform empowers emerging banks and businesses to provide top-tier banking services, leveraging API access to core banking functions and white-label solutions. With Youtap, you can seamlessly integrate various financial services, ensure advanced security, and maintain regulatory compliance. Experience the convenience of scalability, real-time data analytics, and support for multiple languages and currencies. With Youtap’s BaaS solution, you can enhance efficiency, boost revenue, foster customer engagement, and enjoy cost-effective operations. Transform your banking journey with Youtap today.

Youtap
Youtap
business digital banking

Embrace the Future of Banking with Youtap's BaaS: Unlock Unmatched Efficiency, Drive Revenue Growth, and Enhance Customer Engagement

Youtap Banking as a Service benefits include:

Youtap’s BaaS platform offers scalability, allowing financial institutions and businesses to easily expand their operations as their customer base grows

Youtap’s Cloud-Delivered BaaS platform (with full support for AWS, MS Azure and Google Clouds) enables quick deployment and integration, significantly reducing the time required to launch new banking services or expand existing ones

Youtap’s BaaS platform ensures compliance with regulatory requirements and provides advanced security features to safeguard sensitive customer data and financial transactions

Youtap’s BaaS platform offers well-documented APIs, allowing seamless integration with third-party service providers, enabling organizations to leverage a wider ecosystem of financial services and functionalities

Banking as a Service | Youtap
white label digital banking solutions

Youtap Digital Wallet Account features

Youtap’s BaaS platform provides API access to core banking functions, allowing organizations to offer a wide range of banking services, including account management, transaction processing, loan origination, and more

Youtap’s BaaS platform offers white-label solutions, enabling organizations to customize and brand the banking services as their own, reinforcing their unique identity and enhancing brand recognition

Youtap’s BaaS platform allows seamless integration with other financial services, such as payment gateways, remittance providers, and third-party applications, expanding the range of services offered to customers

Youtap’s BaaS platform is cloud based and designed to scale alongside the organization’s growth, accommodating increasing transaction volumes and user demands. It offers dynamic scalability and  flexibility in adapting to changing market dynamics and customer need

  • Standards based open banking platform
  • Rich APIs and SDKs for integration to third party service providers 
  • Conforms to industry standard security and AML protocols
  • Cloud delivered
  • Integrated e-KYC applications based on IOS and Android
  • Support for Customer Identity verification (Passport, National ID, Drivers license, Social Security etc), Facial recognition, Biometric recognition
  • Configurable OTP password support 
  • Configurable e-KYC parameters for data collection and validation
  • Configurable application feature support based on KYC levels
  • KYC administrator portal
  • Cross platform applications – IOS and Android ready
  • White-label ready to launch applications
  • Support for a range of applications including:
    • Digital banking – Consumer and Business
    • Account management Everyday, Savings, Loans etc
    • Card application and management
    • Payments (QR code, Scheme Card (ApplePay, GooglePay), e-Money payments)
    • Bill payment and Agency banking
    • Remittances and P2P transfer
    • Spend management, insights and analytics
    • Profile management and more
  • For Central banks launching Digital Currency or enabling e-Money Issuers, the platform provides Central banks with the features and functionality to enable centralized payment processing, management of payment providers including traditional scheme card processors, e-Money and digital currency issuers and processors to launch their service including regulatory licensing, e-Money switching and processing, AML/CFT, security and redundancy.
    • Support for all payment types including Digital Currency, e-Money Issuers, Scheme Card Issuers and processors
    • Least cost routing including On-Net and OffNet transactions
    • High transaction throughput
    • Defined and supported integration to Banks, Fintech and Payment Service providers
    • Management portals and user friendly web interfaces
    • Standards based with relevant security certifications
    • Cloud delivered
  • POS Switching and Routing with translation tables
  • On-net and Off-net routing
  • APIs and ISO-8583 support for integration to banks and payment service providers
  • National Payment Gateway integration support
  • Scheme Card and e-Money routing for processing
  • Integrated terminal management system
  • High transaction throughput (TPS)
  • Cloud delivered
  • Support for Online and Instore payments
  • Scheme Card and e-Money processing with support for QR code, Contactless and traditional EMV payments
  • Configurable routing with On-net and Off-net translation tables
  • Standards based with support for ISO-20022 and ISO-8583
  • High transaction throughput (TPS)
  • Cloud delivered
  • White-label Ready to use applications for IOS and Android
  • Merchant onboarding and e-KYC verification
  • Supply chain management, Inventory management, Payment processing, Cash management, Financial management including accounting and working capital management, Loyalty and Campaign management, Insights and analytics and more
  • POS support for a variety of POS including Verifone, Ingenico, PAX, Aisino, NewPOS and others
  • Agency banking module for remote and branchless banking
  • Self onboarding and e-KYC
  • Configurable Application enabling financial service providers to provider in App lending and payment requests and processing
  • Applications for consumer lending, business lending, merchant lending, buy now pay later (BNPL) and laybuy
  • Support for IOS and Android
  • Configurable APIs for integration with any third party lending platform
  • In-App messaging and OTP messaging
  • Card issuing and cardholder management
  • BIN management
  • PIN generation
  • Virtual and Physical generation and management
  • Card printing file creation with encryption
  • Integration with Online Banking and Digital Wallet for card issuing and management 
  • Reports and Analytics
  • Administration reports
  • Customer reporting and analytics
  • Merchant reporting and analytics
  • In-App customizable reports and analytics
  • Administration Portal
  • Customer Management Portal
  • Merchant Management Portal
  • Merchant Customer Portal
  • Consumer Customer Portal
  • Defined integrations to marketing leading core banking solutions including; Temenos T24, Oracle FlexCube, Mambu and more
  • Documented Rich APIs supporting integration into marketing leading third-party platforms
  • SDKs for integration into our micro services platform

Youtap Insights

Insights that drive digital transformation

Youtap

7 July, 2022

Open Banking Not Just A Bunch Of APIs

Traditionally, it has been difficult for consumers to share consistently and securely [sensitive] information with…

Youtap

14 September, 2023

Transforming Financial Services: The Power of Youtap’s Digital Platform for Emerging FinTech Companies.

In today’s fast-paced digital landscape, financial technology (FinTech) companies are at the forefront of the…

Youtap

14 September, 2023

Revolutionizing Banking: Creating a Client-Centric Experience with Youtap’s Suite of Digital Solutions.

The banking industry is undergoing a transformational shift in today's rapidly evolving digital landscape. Traditional…

Youtap

13 September, 2023

Transforming Mobile Money Services: How Telecom Operators Can Leverage Youtap’s Digital Wallet Solutions for Added Value.

The ongoing, ever-evolving digital revolution has dramatically reshaped how we handle our banking and financial…

One Digital Financial Services Platform

One digital financial services platform, multiple white-label solutions deployed in the cloud, with applications for consumer banking, business banking, digital wallet, payments and retail point of sale.

Contact Us &
Talk to our Team

Complete the form and we will be in touch shortly

Learn More

Want to discover more about Banking As A Service ? Just fill in your details below and we will keep you up to date with the latest information.

Learn More Popup

Contact Us

Talk to our team, complete the form below and we will be in touch shortly.

Contact Us
Retail POS & Digital Banking - Youtap

Youtap uses cookies to offer you a better browsing experience. By browsing this website, you agree to our use of cookies.