Business banking applications to drive growth

Enable business customers to self-onboard and access business services and applications that will help you attract, grow and manage small and medium business customers.

Business Banking

Enable business customers to self-onboard and access business services and applications that will help you attract, grow and manage small and medium business customers.

We are core banking agnostic and deliver all applications through a single omnichannel platform.

SME Business Digital Banking

The white-label business banking wallet enables small and medium sized business to manage their day to day banking needs from their mobile device. Youtap's business banking feature set provides financial services to businesses, such as online banking, account management, payment processing and digital banking applications. It allows companies to manage their finances, make transactions, and track their cash flow quickly and efficiently.

Benefits of Youtap Business Banking:

Convenience: Youtap's business banking platform allows businesses to manage their financial transactions and operations conveniently and efficiently, saving time and reducing administrative costs.
Improved cash flow management: Youtap's business banking platform helps businesses manage their cash flow, enhancing your customer's financial performance.
Increased financial visibility: Youtap's business banking platform provides businesses with a clear and detailed view of their financial performance, which can help them to make more informed financial decisions.
Automation: Youtap's business banking platform can automate many time-consuming tasks associated with managing finances, such as bill and vendor payments.
Security: Youtap's business banking platform includes various security features to protect businesses from fraudulent transactions and other financial crimes.
Compliance: Youtap's business banking platform can help businesses comply with regulatory requirements, protecting them from legal and financial risks.
Integration with accounting software: Youtap's business banking platform can integrate with accounting software, which can help businesses to manage their finances more effectively.
Access to lending and credit lines: Youtap's business banking platform can give businesses access to lending and credit lines, which can help them to manage their finances more effectively.
Cost-effective: Youtap's business banking platform can be more cost-effective than traditional banking services, benefiting small and medium-sized businesses.
Accessibility: Youtap's business banking platform allows businesses to manage their finances from anywhere, through any device, benefiting businesses with multiple locations or remote employees.

Summary Features of Youtap Business Banking:

Online account management: This feature allows businesses to view account balances, transaction history, and other account information online.
Bill payment and vendor payments: This feature allows businesses to make payments to vendors, suppliers, and other companies.
Cash management: This feature allows businesses to manage their cash flow and make the most of their money.
ACH and wire transfer: This feature allows businesses to transfer money between accounts and make electronic payments.
Automated payment processing: This feature allows businesses to schedule and automate payments, reducing the need for manual processing.
Electronic invoicing: This feature allows businesses to send and receive invoices electronically, reducing the need for paper invoicing.
Integration with accounting software: This feature allows businesses to integrate their accounting software with their business banking platform, making it easy to manage finances.
Lending and credit lines: This feature allows banks and financial services providers to setup and manage various types of business lending including term Loans, credit lines, special purpose loans and custom loans.
Cash flow forecasting: This feature allows businesses to predict future cash flow and make more informed financial decisions.
Fraud detection and prevention: This feature includes tools and systems to detect and prevent fraudulent transactions.
Reporting and analytics: This feature allows businesses to generate financial reports and analyze their financial performance.
Multi-user access and permissions: This feature allows businesses to assign different levels of access and permissions to different users within the organization.

Enable business customers to sign up digitally using their preferred mobile device. Let customers choose from various business products and services without the need to go through lengthy form filling. A workflow engine enables you to perform levels of KYC based on the customer requirements, reducing friction and speeding up decision making and onboarding.

Provide your customers with multiple accounts, including domestic and foreign currency accounts, cash and term deposit accounts, overdraft, and loan accounts.

Enable business lending, including online lending applications.

We have partnered with the best in cloud accounting and finance and provide integrations with Xero, Quickbooks, MYOB, and others.

We provide integrated card management and issuing solutions to enable you to provide business customers with business credit and debit card services, including reporting, spend management, and analytics.

Provide business customers with advanced reporting and analytics, including budgeting and categorized spending.

Integrated bulk payment and bill payment makes paying bills easy with in App and online bill payment.

Send and receive money domestically and internationally using our integrated send and receive APIs and integrations to third-party remitters and interbank rails.

Digital Banking Features

Cloud deployed
API’s for 3rd party integration
Highly scalable
Real-time 24 x 7 processing
Highly secure
Multiple Applications in a single platform

Rich data, new insights
Your offering, your brand
Scalable and ready to deploy
Device independent
Management portals
Omni-channel architecture

One Digital Financial Services Platform

One digital financial services platform, multiple white-label solutions deployed in the cloud, with applications for consumer banking, business banking, digital wallet, payments and retail point of sale.

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Business banking applications to drive growth

Enable business customers to self-onboard and access business services and applications that will help you attract, grow and manage small and medium business customers.