One enterprise platform. Six integrated modules.

    Youtap is one cloud-native platform with six modules for digital banking, payments, loyalty, merchant services, commerce and travel. Use one, or combine all six on the same shared core.

    Talk to sales →Platform overview (PDF)

    Why one platform. Less to build, less to run.

    Every module shares the same core, the same API and the same customer data, so each new product is faster to add than the last. Colours, content and customer journeys are configuration, not custom code.

    • Launch faster

      Pre-built modules mean you do not build core systems from scratch.

    • One integration, every product

      Add banking, payments, loyalty, commerce or travel without integrating again.

    • Grow without starting again

      The cloud-native platform grows with your customers and your markets.

    • Built for regulated markets

      Security, compliance and resilience are built into the platform.

    The six modules. Start with one, add the rest later.

    YouBank

    Digital banking for your brand.

    Retail and business accounts, cards and lending for banks, neobanks and credit unions, in your own banking app.

    Inside YouBank

    • Accounts and onboarding
    • Lending
    • Cards and payments
    • Savings and goals
    Explore YouBank
    Example YouBank app screen, for illustration

    HOW IT FITS

    Youtap sits alongside your core, not in place of it.

    Your team connects your systems once, with our APIs and SDKs. Every module, and every channel, then runs on that one connection.

    Around the platform. The help you need to launch and run.

    Cloud services

    Resilient, scalable infrastructure for financial services, run for you.

    Explore cloud services

    Developer tools

    APIs, SDKs and sandboxes, so your developers can build and test with real flows.

    Explore developer tools

    Professional services

    Implementation and managed support, from the first plan to life after launch.

    Explore professional services

    How we deliver. Four steps, one team.

    See our agile approach →

    1. Discover

      We agree your goals, markets and compliance needs.

    2. Integrate

      Your team connects your systems with our APIs and SDKs.

    3. Launch

      We configure the modules with you and go live.

    4. Scale

      Add modules and markets on the same core.

    Who it is for. Five industries, one platform.

    Banks and financial institutionsCommercial banks, neobanks and credit unions launching new digital products.Mobile operatorsWallets, rewards and financial services inside your own app.Retail conglomeratesPayments, loyalty and commerce across your stores, brands and channels.Airlines and travelTravel wallets, multi-currency payments and traveller rewards.Public transportAccount-based ticketing and contactless transit payments.

    Platform FAQ

    How the platform is built, run and delivered.

    01Is Youtap one platform or six separate products?

    One platform. The six modules run on the same cloud-native core and share the same API and customer data, so you can launch them one at a time or together.

    Explore the modules
    02Do the modules share customer data?

    Yes. Every module shares the same core and customer data, so a customer’s banking, payments, rewards and travel activity sits in one place, and the AI agents can act on it across modules.

    03What does integration involve?

    Your team connects your systems once, through open APIs, SDKs and webhooks, and every module you add later uses the same connection. Youtap sits alongside your core, not in place of it.

    Developer tools
    04Where does the platform run?

    On Microsoft Azure, in public, private or hybrid set-ups, with data kept in the region you choose.

    Cloud services
    05How is a launch delivered?

    In three phases: discover, build and configure in two-week sprints, then deploy and scale, with a dedicated team, 30 days of on-call support after go-live and 24/7 production monitoring.

    Our agile approach
    06Which security certifications does the platform hold?

    PCI DSS compliant, validated by an independent PCI Qualified Security Assessor.

    Trust and security

    Still have a question?

    Talk to our team about your use case, integration or pricing.

    Talk to sales →

    See how Youtap fits your stack.

    Tell us what you run today. We will show you which modules fit, and how they connect to your systems.

    Talk to sales →Platform overview (PDF)

    The six modules

    Start with one module, and add the others later on the same core.

    Explore the modules

    Easy to connect

    One API connects Youtap to your core banking, payment and customer systems.

    Developers & APIs