YouAccept / Merchant Payment Acceptance Platform

    Merchant Payment Acceptance Platform

    YouAccept is the Merchant Payment Acceptance Platform module within the Youtap Enterprise Platform. It enables banks, financial service providers, merchant acquirers and payment processors to digitally onboard merchants, accept card, QR, wallet and account-based payments, manage SoftPOS and payment terminals, and process settlement through one integrated platform.

    9:41
    YouAccept Merchant
    Settled today
    $247,500USD
    +6.4% vs last week
    QR Tap Card Reports
    Recent activitySee all
    QR paymentJava Junction Café · 2m ago+$42.30
    Card · VisaContactless · 5m+$128.00
    Java Junction CaféMerchant · activated
    Live in 4 min
    Payment accepted
    +$247,500 settled · today
    Why YouAccept

    Modernise Merchant Payment Acceptance.

    Accelerate Merchant Onboarding

    Digitise merchant registration, KYC, KYB, risk review, approval and activation through configurable workflows.

    Accept Payments Across Channels

    Card, QR, wallet, account-based, SoftPOS and terminal acceptance across in-store, mobile, online and assisted channels.

    Enterprise Scale

    Manage large merchant portfolios across brands, markets and acquiring relationships through secure cloud-native technology.

    One integrated module

    Merchant onboarding through to settlement and reporting

    YouAccept brings together merchant onboarding, payment acceptance, acquiring, SoftPOS, terminal management, transaction processing, settlement and reporting through one integrated module of the Youtap Enterprise Platform.

    Onboarding

    Digital merchant onboarding

    Register merchants using configurable workflows for data capture, document collection and activation.

    Onboarding · Java Junction Café
    Identity verified0.0s
    Business KYB1.2s
    ActivatedLive
    Verification

    KYC and KYB

    Verify merchant identity and business details through configurable KYC and KYB checks.

    Onboarding status
    Identity verifiedComplete
    Business KYBComplete
    Bank accountLinked
    StatusLive
    Activation

    Approval and activation

    Approve merchants and activate them for the payment methods and channels configured by the operator.

    Application → Live
    4 min
    Acquiring

    Merchant acquiring

    Manage merchant agreements, pricing and acquiring relationships across markets and acceptance channels.

    Compliance · live
    MonitoringRe-verificationAudit trail
    Audit events3,412
    Flags resolved100%
    Designed for Existing Payment Ecosystems

    Payment acceptance across |every channel|

    YouAccept integrates with banking platforms, payment switches, merchant systems and enterprise applications using secure APIs and modern integration architecture — supporting existing payment ecosystems rather than replacing them.

    Acceptance

    Payment acceptance

    Accept card, QR, wallet and account-based payments across physical and digital channels.

    Accepted this month · $1.2M
    QRNFCCardsWallets
    SoftPOS

    SoftPOS and terminals

    Deploy SoftPOS on compatible devices and manage payment terminals across merchant locations.

    Merchant network
    2,847 merchants
    Transactions today14,820
    Settlement due$247,500
    QR payments68%
    Avg transaction$42.30
    Processing

    Transaction processing

    Route, authorise and process merchant transactions through integrated payment infrastructure.

    9:41
    Monday, 12 May
    Payment accepted
    +$42.30 · QR · Java Junction
    Card · contactless
    +$128.00 · Visa
    iOSAndroidNo hardware
    Settlement

    Settlement and reconciliation

    Calculate merchant settlement, fees and payouts, and support reconciliation and merchant reporting.

    Daily settlement
    Captured14,820
    Reconciledauto
    Settled$247.5K
    Module capabilities

    Merchant Payment Acceptance Capabilities.

    A modular, cloud-native and API-first module covering the capabilities enterprise merchant payment acceptance depends on.

    Digital Merchant Onboarding

    Configurable workflows for registration, KYC, KYB, risk review, approval and activation.

    Payment Acceptance

    Card, QR, wallet and account-based payment acceptance across physical and digital channels.

    SoftPOS and Tap to Phone

    Turn compatible smartphones and tablets into secure contactless payment acceptance devices.

    Payment Terminal Management

    Configure, deploy, monitor and manage payment terminals across merchant portfolios.

    Merchant Acquiring

    Merchant agreements, pricing, transaction processing, clearing and settlement workflows.

    Settlement & Reporting

    Calculate settlement and fees, support reconciliation and provide merchant transaction reporting.

    YouAccept enables merchants to accept and settle payments — one integrated module for merchant onboarding, acceptance, acquiring, SoftPOS, terminals and settlement.
    Get in touch

    Discuss Merchant Payment Acceptance

    Explore merchant onboarding, acquiring, card and digital payment acceptance, SoftPOS, terminal management and settlement with a Youtap specialist. YouAccept works alongside YouPay for broader enterprise payments, wallets and processing, and YouShop for SME point of sale and business operations.