The merchant acceptance and onboarding infrastructure. Digital KYC/KYB, multi-channel payment acceptance, and real-time fraud prevention in one platform.
Merchant onboarding, acceptance, acquiring, SoftPOS, terminals, processing and settlement delivered through a single module of the Youtap Enterprise Platform.
API-first architecture connects YouAccept to existing acquirers, payment switches, banking systems, risk platforms and enterprise applications.
In-store, online, mobile and assisted acceptance across card, QR, wallet and account-based payments from one merchant record.
YouAccept digitises the complete merchant payment lifecycle — from onboarding and KYC/KYB through payment acceptance, acquiring, SoftPOS, terminal management, transaction processing, settlement, reconciliation and reporting.
Configurable workflows for data capture, document collection, KYC, KYB, risk review, approval and activation.
Accept card, QR, wallet, account-based and other supported digital payments across physical and digital channels.
Turn compatible smartphones and tablets into secure contactless payment acceptance devices without a traditional terminal.
Configure, deploy, monitor and manage payment terminals across merchant locations and portfolios.
Support merchant agreements, pricing, transaction processing, clearing and settlement workflows.
Calculate merchant settlement, fees, deductions and payouts while supporting reconciliation and merchant reporting.
Digital Merchant Onboarding is a capability delivered through the YouAccept module within the Youtap Enterprise Platform. Register, verify, assess, approve and activate merchants using configurable KYC, KYB, risk and workflow processes.
Configurable KYC checks with real-time decisioning across identity documents and selfie capture.
Verify company details against official registries and configurable KYB data sources.
Compliance documentation, risk scoring and approval workflows configured to the enterprise operator.
Approved merchants are activated to accept payments across configured methods and channels.
Merchant Payment Acceptance is delivered through the YouAccept module within the Youtap Enterprise Platform. Provide card, QR, wallet, account-based, SoftPOS and terminal payment acceptance through one integrated merchant platform.
Configure the payment methods available to each merchant, market or business model.
One merchant record spanning every channel through which a customer can pay.
Route and process merchant transactions through integrated acquiring and payment infrastructure.
Calculate merchant settlement, fees and payouts, and provide reconciliation and reporting to operators and merchants.
YouAccept enables organisations to build and operate modern merchant payment acceptance services through one integrated platform. — The YouAccept module principle.
Banks, financial service providers, merchant acquirers, payment processors and payment facilitators use YouAccept to onboard merchants and deliver modern payment acceptance and settlement services.
Launch and manage merchant acquiring and payment acceptance services while strengthening relationships with business customers.
ExploreDigitise merchant acquisition, acceptance, device management, transaction processing and settlement.
ExploreProvide configurable merchant payment services across multiple acceptance channels, markets and acquiring relationships.
ExploreOnboard and manage sub-merchants while delivering integrated acceptance, reporting and settlement.
ExploreTalk to our team about merchant acceptance infrastructure.