YouAccept lets banks, acquirers and payment processors onboard merchants, accept card, QR and wallet payments, run Tap to Phone and terminals, and settle.
For banks, acquirers and payment processors
YouAccept enables banks, financial service providers, merchant acquirers and payment processors to digitally onboard merchants, accept card, QR, wallet and account-based payments, manage SoftPOS and payment terminals, and process settlement through one integrated platform.
Digitise merchant registration, KYC, KYB, risk review, approval and activation through configurable workflows.
Card, QR, wallet, account-based, SoftPOS and terminal acceptance across in-store, mobile, online and assisted channels.
Manage large merchant portfolios across brands, markets and acquiring relationships through secure cloud-native technology.
Merchant onboarding, acceptance, acquiring, SoftPOS, terminals, processing and settlement delivered through a single solution of the Youtap Enterprise Platform.
Accept card, QR, wallet and account-based payments across in-store, online, mobile and assisted channels, all from one merchant record, with compatible phones turned into secure contactless payment devices.
Configure the payment methods available to each merchant, market or business model.
Turn compatible smartphones and tablets into secure contactless payment acceptance devices, without a traditional terminal.
One merchant record spanning every channel through which a customer can pay.
Calculate merchant settlement, fees, deductions and payouts automatically, with reconciliation and reporting for operators and merchants.
Merchant settlement, fees, deductions and payouts calculated for every merchant and paid to their account.
Every payment reconciled against settlement, fees and payouts, for operators and merchants.
Merchant transaction reporting, with reconciliation and reporting provided to operators and merchants.
Manage merchant agreements, pricing and acquiring relationships across markets, and route, authorise and process every transaction through integrated payment infrastructure, with payment terminals managed across every merchant location.
Merchant agreements, pricing, clearing and settlement workflows across markets and acceptance channels.
Route, authorise and process merchant transactions through integrated acquiring and payment infrastructure.
Configure, deploy, monitor and manage payment terminals across merchant locations and portfolios.
Register, verify, assess, approve and activate merchants using configurable KYC, KYB, risk and workflow processes, all from one operator console.
Configurable KYC checks with real-time decisioning across identity documents and selfie capture.
Verify company details against official registries and configurable KYB data sources.
Compliance documentation, risk scoring and approval workflows, with approved merchants activated for the payment methods and channels you configure.
Commercial banks can launch merchant acquiring and payment acceptance for their business customers, with digital onboarding, KYC and KYB checks, and settlement into the customer’s own account. The service strengthens relationships with business customers and brings their payments into the bank.
Merchant acquirers and payment processors can digitise merchant acquisition, acceptance, device management, transaction processing and settlement, and provide configurable merchant payment services across multiple acceptance channels, markets and acquiring relationships.
Financial service providers and payment facilitators can onboard and manage merchants and sub-merchants, with integrated acceptance, reporting and settlement.
YouAccept verifies every merchant, supports risk and compliance workflows, and works with the acquirers and payment switches you already run, at the scale of large merchant portfolios.
Configurable identity checks and business registry validation before any merchant is activated.
Compliance documentation, risk scoring and approval workflows configured to the enterprise operator.
Card details are tokenised and handled to the PCI DSS standard, with 3D Secure online.
API-first architecture connects YouAccept to your existing acquirers, payment switches, banking systems and risk platforms.
Manage large merchant portfolios across brands, markets and acquiring relationships through secure cloud-native technology.
One integrated solution that works alongside YouPay for wider payments and YouShop for SME point of sale.
YouAccept connects to your acquirers, payment switches, core banking, ERP, retail and risk systems with one API. Merchants then take payments in their app, on terminals and online.
API-first architecture connects YouAccept to existing acquirers, payment switches, banking systems, risk platforms and enterprise applications.
YouAccept works with your existing acquiring relationships, extending them instead of replacing them.
Route and process merchant transactions through integrated acquiring and payment infrastructure.
If you already use another Youtap solution, YouAccept uses the same system. You do not need to connect again.
YouAccept is the merchant payment acceptance solution of the Youtap Enterprise Platform: one integrated solution for merchant onboarding, payment acceptance, acquiring, SoftPOS, terminals, transaction processing and settlement.
YouAccept is for merchants: it onboards the businesses in your network, lets them accept card, QR, wallet and account-based payments, and settles the money to them. YouPay is for customers: it gives them the wallets, transfers and cards they pay with.
Tap to Phone, also called SoftPOS, turns a compatible smartphone or tablet into a secure contactless payment acceptance device, so merchants can accept card and phone payments without a traditional terminal.
Merchants are registered, verified, assessed, approved and activated through configurable workflows: identity and document checks (KYC), business registry validation (KYB), and risk review and compliance documentation. You set the steps and the approval rules.
Yes. API-first architecture connects YouAccept to your existing acquirers, payment switches, banking systems and risk platforms, extending your acquiring relationships instead of replacing them.
Yes. YouAccept configures, deploys, monitors and manages payment terminals across merchant locations and portfolios, alongside SoftPOS on compatible devices. Which existing terminals are supported depends on the implementation.
Yes. Financial service providers and payment facilitators onboard and manage merchants and sub-merchants, with integrated acceptance, reporting and settlement.
YouAccept calculates each merchant’s settlement, fees, deductions and payouts, reconciles every payment, and provides reporting to operators and merchants.
Commercial banks, financial service providers, merchant acquirers, payment processors and payment facilitators that onboard merchants and deliver payment acceptance and settlement, across large merchant portfolios.
Explore merchant onboarding, acquiring, card and digital payment acceptance, SoftPOS, terminal management and settlement with a Youtap specialist.
Give customers cards and eWallets that your merchants can accept.
One API connects YouAccept to your acquirers, switches and banking systems.