We are the link between mobile devices and merchant terminals, giving mobile wallets seamless connectivity and real-world usability

Contactless mobile payments and financial services software enabling mobile wallet users to ‘tap and pay’ at any point of sale

ICO_globe GLOBAL PROVIDER of contactless mobile payments and financial services software enabling consumers with any mobile wallet to ‘tap and pay’ at any point of sale. ICO_merchant ENABLING MOBILE WALLET PROVIDERS & MERCHANTS to accept any contactless mobile wallet payment from any device,  mobile, card and wearables.
ICO_reward REWARDING MERCHANTS AND CUSTOMERS with integrated loyalty and rewards management, driving transaction volumes and growth. ICO_cloud OPEN LOOP cloud based payment acceptance for transportation, retail and banking transactions.



Solutions that drive transaction revenue growth for mobile wallet providers

 ICO_trans  YOUTAP™ provides a full suite of contactless mobile payments and commerce solutions integrated to the mobile operator, bank or payment service provider mobile wallet solution; enabling consumers to ‘tap and pay’ at the point of sale. ICO_retail YOUTAP™ TO PAY – a solution enabling merchants to accept contactless payments for all goods and services through POS and mPOS, integrated to the customer’s mobile wallet.
ICO_bank YOUTAP™ TO BANK – a suite of mobile banking (G2P, B2P, P2P), remittance, bill payment applications for day to day banking. ICO_transit YOUTAP™ TO RIDE – a solution enabling consumers and transport operators to offer and accept ‘tap on’ and ‘tap off’ payments.

Complete cloud based payment solution​

Youtap’s cloud based payment gateway and contactless POS/mPOS applications with integrated loyalty and campaign management enable the transfer of value and information among mobile wallet operators, financial institutions,  merchants and consumers.  Youtap’s solutions are deployed on a Software as a Service (SaaS) basis. HOME_POS_tap
ICO_reward YOUTAP REWARDS – establish, manage and reward merchants and customers.  Reward your customers with points, discounts and product.  With Youtap’s centrally managed and integrated loyalty module. ICO_chart YOUTAP MERCHANT MANAGEMENT – add, manage, track and report on merchants and their activity through Youtap’s sophisticated operator and merchant portals.
ICO_key  YOUTAP ISSUER – integrated card, wearable and mobile tag registration and issuance module.   Enables operators to issue and manage a variety of contactless and non contactless devices. ICO_cog YOUTAP PROCESSOR – a high volume transaction rating, processing and settlement module.  Enabling operators to set transaction fee pricing, monitor and manage transaction throughput.
ICO_link YOUTAP CONNECT – API’s for third party mobile wallet providers, retail POS software companies, bank and payment processors wanting to connect their solutions to the point of sale. ICO_analytics YOUTAP ANALYTICS – integrated ‘big data’ analytics enabling collection of transaction and statistical data and reporting module.  Operators can quickly sort, analyze and report on large volumes of transaction data, enabling targeted advertising, customer acquisition and growth initiatives.

Merchants processing payments today

kfc 7eleven starbucks carrefour coffeebean wendys mcdonalds

Joint Venture

VFMM Youtap™ have teamed up with Verifone the global leader in POS technology to bring mobile money to the world. Verifone Mobile Money is a Verifone and Youtap Joint Venture – offering a complete mobile money solution for mobile payment providers.  For more information, please click the link below.
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Use Cases

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