Youtap provides a cloud-based solution that enables financial institutions and merchants to issue, process, and accept debit and credit card transactions. The solution includes Card Issuing, Card Processing and Card Acquiring and can be integrated with different payment networks supporting multiple currencies and languages.
Provide a range of credit, stored-value, prepaid, and debit card solutions, including the ability to provide a digital wallet and card to the underbanked, seasonal workers, tourists, and non-banked customers.
The solution provides configurable routing based on routing tables, this allows operators to route transactions based on destination, origination, time, date and a range of configurable options.
Youtap’s Integrated card processing, issuing, and management enable your bank to issue MasterCard and Visa companion cards, manage, process and reconcile these cards.
Youtap securely processes credit/debit transactions through market-leading or Youtap payment gateways, leaving merchants to focus on their businesses. Support for PCI-DSS compliance.
A purpose built and customisable solution for acquiring and onboarding merchants.
Youtap’s real-time processing switch provides real-time transaction processing with optimised routing and high transaction throughput. The solution supports a minimum of 2000 transactions per second (TPS) and has been benchmarked to 8000 TPS.
The solution can be deployed in a private cloud or public cloud configuration. The solution can be horizontally and vertically scaled and makes use of Kubernetes to quickly scale the processing capability of the platform to support peak transaction loads. Based on customer requirements the solution offers up to 99.999% service uptime.
Youtap provides Consumers and Businesses with the ability to make bill payments, bulk payments, insurance payments, subscription payments, and top-up airtime/data via the Consumer and Business apps. APIs are provided for integration to bill payees and processors.
Youtap’s customer management system and administrator management systems enable you to customize and manage your offering and services, including reporting on all aspects of the service.
One digital financial services platform, multiple white-label solutions deployed in the cloud, with applications for consumer banking, business banking, digital wallet, payments and retail point of sale.
